Cindy Stephens
Norman,OK
Summary
I have been active in different areas of real estate for over 20 years. Specifically, I have managed a mortgage department, originated, processed, underwrote and closed home loans. I've been licensed as an abstractor, short sale analyst and I have my real estate license which is currently held as inactive. In addition, I have bought, remodeled and sold over 20 homes for profit. I am currently seeking to acquire position in the real estate industry. I would welcome the opportunity to speak with you and discuss my qualifications and yours in detail. I look forward to hearing from you in the near future.
Overview
35
35
years of professional experience
Work History
Retired/Part Time Merchandiser
Falcon Farms
10.2022 - Current
- Manage inventory levels with regular monitoring, ordering, and stock replenishment for optimal product availability.
- Answered customer questions regarding store merchandise, department information, and pricing.
- Completed efficient store resets to prepare store for special promotions and seasonal updates.
Title Processor
Oklahoma City Abstract & Title
09.2019 - 12.2019
- Collaborated closely with escrow officers to ensure timely closings on properties, resulting in improved customer experience.
- Enhanced client satisfaction by efficiently managing and organizing title documents for real estate transactions.
- Contributed to company growth by cultivating strong relationships with customers through responsive communication and personalized service.
- Communicated with customers to resolve common title issues.
- Expedited transaction processes by promptly addressing inquiries from buyers, sellers, lenders, and realtors regarding title matters.
Self Employed Child Care and Home Sales
Self-employed
01.2012 - 09.2019
- Self-motivated, with a strong sense of personal responsibility.
Self Employed
San Antonio, TX
01.2011 - 10.2012
- I had various small businesses that were dedicated to the oil field, as well as a corporate rental
- Worked effectively in fast-paced environments.
- Cleaning, catering and product delivery were my main business
- It was a very fast paced environment as well as profitable
- In June 2012, I returned home to help my family with childcare.
Vericrest Financial F/K/A CIT Group, Inc.
Oklahoma City
05.2006 - 01.2011
- Worked short sales in the Loss Mitigation Department
- Analyzed BPO's and appraisals averaging between 60 to 100 accounts, while working with realtor's and customers
- Previously, I reviewed portfolios of loans purchased and sold to Vericrest for misrepresentation or fraudulent activity occurring upon origination and/or sale of the loan to Vericrest
- Prepared and negotiated spreadsheet schedules for repurchases.
Keller Williams Realty
Guthrie, OK
12.2004 - 05.2006
- Listed and sold homes in the Guthrie/surrounding areas
- I also generated pricing opinions for lenders on market values.
Adfitech
Edmond, OK
04.2003 - 11.2004
- Audited/underwrote closed home loans and appraisals
- Prepared reports to the lender of specific guidelines that were breached
- All loans were underwrote to FNMA/Freddie Mac guidelines.
First American Title
Lewisville, TX
01.2002 - 03.2003
- Worked in the Closing and Refinance Departments
- Prepared closing documents for second liens and researched title issues.
EMC Mortgage
Irving, TX
08.1999 - 12.2002
- Worked as a Title Examiner to clear title for prompt sale of foreclosed property across the United States
- Contact for title and closing companies.
McClain County National Bank, Asst. VP/MTG DPT
Purcell, OK
09.1991 - 07.1999
- Managed the Mortgage Department for 1 year and was the Closer for home loans for 6 years
- Experienced in origination, processing and was FNMA/FHA DU approved.
Cox Abstract Company
Pauls Valley, OK
09.1989 - 09.1991
- Licensed Abstractor
- I compiled abstracts, prepared closing documents, indexed and filed legal documents in the county records
- Prepared title commitments/policies for lenders and property owners
Education
Associate of Science - Banking/Finance
Oklahoma City Community College
Oklahoma City, OKHigh School Diploma -
Thomas High School
Thomas, OKSkills
- Reliable and punctual
- Customer Service
- Adaptability and Flexibility
- Organizational Skills
- Teamwork and Collaboration
- Problem-Solving
- Attention to Detail
- Self Motivation
Timeline
Retired/Part Time Merchandiser
Falcon Farms
10.2022 - Current
Title Processor
Oklahoma City Abstract & Title
09.2019 - 12.2019
Self Employed Child Care and Home Sales
Self-employed
01.2012 - 09.2019
Self Employed
San Antonio, TX
01.2011 - 10.2012
Vericrest Financial F/K/A CIT Group, Inc.
Oklahoma City
05.2006 - 01.2011
Keller Williams Realty
Guthrie, OK
12.2004 - 05.2006
Adfitech
Edmond, OK
04.2003 - 11.2004
First American Title
Lewisville, TX
01.2002 - 03.2003
EMC Mortgage
Irving, TX
08.1999 - 12.2002
McClain County National Bank, Asst. VP/MTG DPT
Purcell, OK
09.1991 - 07.1999
Cox Abstract Company
Pauls Valley, OK
09.1989 - 09.1991
Associate of Science - Banking/Finance
Oklahoma City Community College
High School Diploma -
Thomas High School
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