Citlaly Perez
San Antonio
Summary
Detail-oriented finance professional with experience in commercial lending, portfolio management support, financial analysis, and client service. Skilled in financial spreads, credit analysis, risk assessment, Excel reporting, and cross-functional collaboration. Proven ability to manage multiple priorities in fast-paced environments while maintaining accuracy and professionalism.
Overview
2
2
years of professional experience
Work History
Portfolio Management Specialist
Security Service Federal Credit Union
San Antonio
09.2025 - Current
- Generate weekly and monthly reports including covenant tracking, annual review packages, and large-loan summaries for leadership review.
- Prepared personal and business financial spreads supporting underwriting decisions and ongoing portfolio monitoring.
- Conducted LexisNexis due diligence reviews verifying borrower and guarantor information, identifying potential risks, and supporting compliance efforts.
- Assisted with departmental presentations and reporting initiatives enhancing communication and operational efficiency.
Commercial Services Intern
Security Service Federal Credit Union
San Antonio
05.2025 - 09.2025
- Supported credit evaluation, micro-loan origination, and risk assessment processes, enhancing decision-making within the Commercial Services team.
- Organized project documentation and maintained spreadsheets to streamline operational coordination for internal projects.
- Gained comprehensive understanding of banking operations, lending procedures, and client relationship management to effectively contribute to team objectives.
Server
TenFold Rooftop Bar
San Antonio
05.2024 - 05.2025
- Provided exceptional customer service in fast-paced hospitality environment, effectively managing multiple priorities to ensure guest satisfaction.
- Executed POS transactions and cash reconciliation with precision, ensuring financial accuracy and accountability.
- Worked with team members to streamline workflow processes, directly contributing to enhanced guest satisfaction.
Education
Bachelor of Science - Finance
University of Texas at San Antonio
San Antonio, TXBachelor of Arts - Medical Humanities, Minor in Biology (Pre-Medicine Concentration)
University of Texas at San Antonio
San Antonio, TXSkills
- Financial Analysis
- Credit & Risk Assessment
- Commercial Lending
- Portfolio Monitoring
- Due Diligence
- Financial Reporting
- Advanced Microsoft Excel
- Data Organization
- Time Management
- Team Collaboration
- Communication
- Client Relations
- Bilingual: English & Spanish
Leadership Experience
- Habitat for Humanity Volunteer
- Food Bank Volunteer
- Alpha Epsilon Delta Member
- Dean’s List
- Presented career shadowing experiences at Warren High School in partnership with SSFCU
Timeline
Portfolio Management Specialist
Security Service Federal Credit Union
09.2025 - Current
Commercial Services Intern
Security Service Federal Credit Union
05.2025 - 09.2025
Server
TenFold Rooftop Bar
05.2024 - 05.2025
Bachelor of Science - Finance
University of Texas at San Antonio
Bachelor of Arts - Medical Humanities, Minor in Biology (Pre-Medicine Concentration)
University of Texas at San Antonio