Cleo Spencer
McCook,NE
Summary
I am an experienced and highly productive financial, marketing and business management professional in the banking and agricultural industry. I consistently make project deadlines, while exceeding company goals and increase revenue, as well as maintaining good relationships. I am adept at resolving conflict, analyzing complicated financial statements, projecting budgets, forecasting, and creating marketing opportunities.
Overview
11
11
years of professional experience
Work History
CEO, President
Red Willow Aviation & Spraying, Inc.
08.2020 - Current
- Achieved company growth by implementing strategic plans and streamlining operations resulting in a 37% increase in EBITDA my first year.
- Managed relationships with 27 employees at three locations.
- Ensured regulatory compliance with FAA, EPA and Department of Agriculture.
- Reduced expenses by 23% within 18 months and liquidated none income producing assets.
- Restructured and consolidated staffing resulting in over $300,000 in annual savings.
VP of Ag Banking IV
Adams Bank & Trust
02.2017 - 08.2021
- Excelled at solving material deficiencies and numerous issues in various locations.
- Maintained one of the largest portfolios without an assistant.
- Traveled 12-15 hours weekly covering up to three branches and managing an Ag and Commerical portfolio.
- Increased portfolio size by $4.2m in 2018 and approximately $3m in 2019.
- Stayed on part time for one year to help review credit presentations, mentor new lender and assist with customers.
CEO
Genesis Organics LLC
03.2016 - 12.2016
- Managed partnerships and strategic business relationships by negotiating contract terms and handling conflicts in the United States, Canada and Europe.
- Oversaw construction of a state of the art organic potato processing plant increasing annual output by 20% over the competition and reducing off grade by over 30%.
- Doubled company equity in less than one year with the signing of new contracts and the competition of the processing plant.
- Managed financial, operational and human resources to optimize business performance.
Relationship Manager III
Northwest Farm Credit Services
06.2013 - 06.2016
- Increase portfolio size by $23m and had no loans transferred to credit.
- Wrote the second most loans in all of Northwest Farm Credit in 2015 including 20 new beginning farmer loans.
- Made by growth goal in 2016 during the first month of the year.
- Achieved a 2015 annual review with five exceptional ratings for credit quality, loan growth, customer satisfaction, engagement and total loan volume.
Education
Associate of Arts - Accounting
Boise State University
Boise, ID12.2013
Associate of Arts - General Business
College of Southern Idaho
Twin Falls, ID05.2011
Skills
- Effective Decision Making
- Operational Excellence
- Customer Focus
- Strategic Visioning
- Relationship and Team Building
- Business Development
Timeline
CEO, President
Red Willow Aviation & Spraying, Inc.
08.2020 - Current
VP of Ag Banking IV
Adams Bank & Trust
02.2017 - 08.2021
CEO
Genesis Organics LLC
03.2016 - 12.2016
Relationship Manager III
Northwest Farm Credit Services
06.2013 - 06.2016
Associate of Arts - Accounting
Boise State University
Associate of Arts - General Business
College of Southern Idaho
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