Summary
Overview
Work History
Education
Skills
References
Timeline
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Cliff Dinwiddie IV

Denver,CO

Summary

Motivated professional with a strong background in loan and investment analysis, focusing on affordable housing finance. Proven ability to lead projects and improve operational efficiency, supporting a $2.5 billion pipeline of affordable housing transactions.

Overview

3
3
years of professional experience

Work History

Underwriter Associate

KeyBank Real Estate Capital
Denver, Colorado
03.2024 - Current
  • Provided comprehensive underwriting support for Direct LIHTC equity investments, fund transactions, and SBIC deals, covering 20 transactions, with a total of $235 million in capital.
  • Led internal operational improvements, including mapping the Underwriting Model to an internal syndication management platform, creating process guides, and developing a streamlined credit memo for the Debt and Equity platform.
  • Managed the submission of public welfare investment proposals to the OCC for community development investments into LIHTC projects.

On-Call Professional

KeyBank Real Estate Capital
Denver, Colorado
08.2022 - 12.2022
  • Company Overview: Community Development Lending and Investment.
  • Performed initial credit analysis for balance-sheet loan prospects.
  • Created marketing and pitch decks for potential clients and actively assisted Relationship Managers in finding new clients.
  • Manage and track due diligence uploads for 11 syndicated balance-sheet loans.

Real Estate Capital Intern

KeyBank Real Estate Capital
Denver, United States
05.2022 - 08.2022
  • Company Overview: Community Development Lending & Investment
  • Performed market analysis & financial modeling for multi-family affordable housing capital solutions across KeyBank's western region.
  • Worked directly with senior bankers to ensure the due diligence of underwriting processes.
  • Served as team lead for an intern-led capstone presentation.
  • Community Development Lending & Investment

Financial Analyst

KeyBank Real Estate Capital
Denver, Colorado
12.2022 - 03.2024
  • Company Overview: Community Development Lending and Investment.
  • Led support for six Relationship Managers in debt origination for profit, non-profit, and housing authorities involved in owning and developing affordable housing.
  • Collaborated with Agency, Equity, and Treasury partners to execute initial deal sizing for debt transactions, resulting in a $2.5 billion pipeline on the balance sheet.
  • Proactively promoted new loan opportunities to credit partners by actively prospecting, highlighting potential returns, revenue, and deposits.

Board Member

YMCA of Northern Colorado
Lafayette, CO
10.2022 - 01.2025
  • Driving strategic initiatives with volunteer efforts, meaningful fundraising, and efficient management of a leadership development program for high school students.
  • Collaborated with board members to establish strategic partnerships with community leaders to expand program outreach.

Education

Bachelor of Business Administration - BBA - Real Estate | Management

Management University of Colorado Boulder - Leeds School of Business
Boulder, Colorado
12.2022

Skills

  • Loan and investment analysis
  • Portfolio management and analysis
  • Low-income housing tax credit expertise
  • Risk assessment strategies
  • Credit evaluation

References

References available upon request.

Timeline

Underwriter Associate

KeyBank Real Estate Capital
03.2024 - Current

Financial Analyst

KeyBank Real Estate Capital
12.2022 - 03.2024

Board Member

YMCA of Northern Colorado
10.2022 - 01.2025

On-Call Professional

KeyBank Real Estate Capital
08.2022 - 12.2022

Real Estate Capital Intern

KeyBank Real Estate Capital
05.2022 - 08.2022

Bachelor of Business Administration - BBA - Real Estate | Management

Management University of Colorado Boulder - Leeds School of Business