Colette Clark
Acworth,GA
Summary
Strategic and analytical banking experienced professional with over 19 years of success in financial analysis, risk management, and project management. Adapts quickly to challenges and changing environments. Seeking a position where experience can be used to support core business activities.
Overview
16
16
years of professional experience
Work History
Senior Credit Risk Analyst – Risk Administration
Federal Reserve Bank Of Atlanta
04.2023 - Current
- Conducted ongoing monitoring and analysis of credit portfolio performance, including key risk indicators and emerging trends.
- Performed financial review and analysis of new borrower in custody collateral applications, ensuring compliance with regulatory standards and internal policies.
- Performed comprehensive reviews of borrower documentation and custodial arrangements to mitigate risk and ensure compliance with FRB borrower in custody collateral guidelines.
- Utilized data analytics techniques to forecast credit losses and emerging trends.
- Prepared comprehensive inspection reports for senior management, highlighting portfolio performance and risk exposure.
- Collaborated with cross functional teams to develop and implement risk mitigation strategies and action plans.
Project Manager, Rotation, S&R
Federal Reserve Board
03.2021 - 03.2023
- Identified plans and resources required to meet project goals and objectives for 2 high priority S&R Board projects.
- Managed projects from procurement to commission.
- Developed and initiated projects, managed costs, and monitored performance.
- Achieved project deadlines by coordinating with Board, heads of supervision across Federal Reserve System, and external stakeholders to manage performance.
- Coordinated with cross-functional teams to resolve project issues and mitigate risks.
- Provided detailed project status updates to stakeholders and executive management.
Senior Credit Risk Analyst - Discount Window
Federal Reserve Bank of Atlanta
08.2013 - 03.2021
- Performed central banking function by analyzing eligibility and credit worthiness of institutions in order to approve loans up to $20 million for Federal Reserve Discount Window.
- Analyzed loans and securities pledged as collateral to Federal Reserve Discount Window for acceptability and assign value.
- Gathered and reported lending data and trends for Federal Reserve Discount Window to department management, S&R Leadership Team, and Board of Directors.
- Ensured protection of Reserve assets and compliance with guidelines during bank failures.
- · Conducted complex audits to ensure that system policy and internal procedures are followed.
- · Provided guidance and training to new staff members complex and unusual situations.
Credit Risk Analyst - Payment System Risk
Federal Reserve Bank of Atlanta
08.2009 - 08.2013
- Managed and analyzed Federal Reserve master account activities for several complex institutions and problem banks associated with extension of daylight and overnight credit.
- Provided support on department business continuity assignments.
- Completed audits to ensure that payment system risk policy and internal procedures were followed.
- Provided guidance and training to new staff members on complex situations.
Associate Credit Risk Analyst - PSR
Federal Reserve Bank of Atlanta
08.2008 - 08.2009
- Managed Federal Reserve master account activities associated with extension of daylight and overnight credit.
- Conducted quarterly reviews to ensure that payment system risk policy was followed. Exceptions were researched and corrected as needed.
- Participated on system work group which analyzed payment system risk policy. Provided information and feedback to department as needed.
Education
MBA - Business Administration
Kennesaw State University
Kennesaw, GA07.2020
MBA - Business Administration
Kennesaw State University
Atlanta, GA05.2004
Skills
- Financial statement analysis
- Risk mitigation strategies
- Capital adequacy analysis
- Loan Portfolio Review
- Liquidity Management
- Operational risk management
- Teamwork and Collaboration
- Advanced Problem Solving
- Project Manager
- Internal controls evaluation
- Advanced Analytical Skills
- Regulation Enforcement
Accomplishments
- Project manager for 2 high priority Board projects ensuring 100% of deadlines and goals were met.
- Project lead for Condition Monitoring Advisory Group initiative to update system SOP10 Eligibility Processing Guidelines.
- Project co-lead for EASy Check Profile User Acceptance Group which identified 10 system defects and 5 observations.
- Key contact for FRB New York in providing buddy bank contingency support in facilitating Primary Dealer Credit Facility.
- Featured presenter for ViewPoint Live - Behind The Scenes: The Discount Window with 110 attendees.
Timeline
Senior Credit Risk Analyst – Risk Administration
Federal Reserve Bank Of Atlanta
04.2023 - Current
Project Manager, Rotation, S&R
Federal Reserve Board
03.2021 - 03.2023
Senior Credit Risk Analyst - Discount Window
Federal Reserve Bank of Atlanta
08.2013 - 03.2021
Credit Risk Analyst - Payment System Risk
Federal Reserve Bank of Atlanta
08.2009 - 08.2013
Associate Credit Risk Analyst - PSR
Federal Reserve Bank of Atlanta
08.2008 - 08.2009
MBA - Business Administration
Kennesaw State University
MBA - Business Administration
Kennesaw State University
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