Summary
Overview
Work History
Education
Skills
Timeline
Generic

Colette Joyner

Portsmouth,VA

Summary

Experienced customer service professional with a strong background in mortgage servicing, treasury management, and a successful track record in loan processing and documentation. Ability to effectively manage loan processing queues, ensuring regulatory compliance, and delivering exceptional service. Aptitude for quickly learning new systems, including loan documentation systems, while showcasing excellent analytical and organizational skills. Making me well-suited for roles requiring meticulous attention to detail and regulatory adherence.

Overview

8
8
years of professional experience

Work History

Housing Program Specialist

Hampton Roads Planning District Commission
08.2024 - Current

• Prepare detailed reports and spreadsheets to support grant funding decisions, ensuring compliance with program requirements and applicant eligibility.

• Perform financial calculations, including mortgage computations and income-to-debt ratios, to assess loan affordability.

• Provide exceptional customer service while collaborating with stakeholders, housing professionals, and homebuyers to meet housing program objectives.

• Manage operational and program records with accuracy, supporting effective decision-making and program execution.

Treasury Management Customer Service Specialist

M&T Bank
07.2022 - 07.2024

• Provided a superior experience to members during onboarding into various Cash Management products, ensuring accuracy and quality in service parameters and entitlements.

• Scheduled and conducted training for members on the setup and use of cash management services via video and phone conferences.

• Ensured adherence to established service level agreements for timely implementation of services.

  • Expedite the investigation and resolution of customer inquiries and complaints for swift resolution

Mortgage Loan Specialist

M&T Bank
08.2021 - 07.2022

• Coordinated the gathering of essential documents for underwriting decisions, demonstrating knowledge in loan documentation and adherence to regulatory timeframes.

• Reviewed loan documents meticulously, ensuring precision and accuracy.

• Maintained open communication with originators and applicants, providing updates on loan progress.

Single Point of Contact

Loancare Service Link
08.2017 - 08.2021
  • • Managed a consistent pipeline of 60-70 active loans monthly, showcasing the ability to multitask and work under time constraints.
  • • Engaged with customers to explore property liquidation alternatives, adhering to Service Level Agreements and ensuring customer satisfaction.
  • • Recognized with awards for achieving monthly goals in 100% quality, customer satisfaction, and call monitoring.

Process Support Administrator

Loancare Service Link
06.2019 - 12.2019

• Facilitated the collection of essential documents required for underwriting decisions, showcasing the ability to manage and understand complex regulatory requirements.

• Orchestrated the assembly and finalization of comprehensive loan submission packages, highlighting strong organizational skills and attention to detail.

• Proactively assessed daily reports each morning, identifying priorities or issues for escalation.

Customer Experience Specialist

Loancare Service Link
12.2016 - 08.2017

• Managed daily communication, handling an average of 80 calls, emails, and faxes to address customer inquiries and resolve issues.

• Successfully executed special projects, showcasing effective decision-making, critical thinking, and time management skills.

• Delivered reinstatement and payoff quotes to clients as part of comprehensive customer support, demonstrating knowledge in financial document review and payment collection.

Education

High School Diploma -

Nansemond River High School
Suffolk, VA
06.2003

Skills

  • Analytical Skills
  • Detail-oriented
  • Customer Service
  • Mortgage Servicing
  • Payment Collection
  • Loan Processing
  • Underwriting Support
  • Financial Document Review
  • Organization and Time management

Timeline

Housing Program Specialist

Hampton Roads Planning District Commission
08.2024 - Current

Treasury Management Customer Service Specialist

M&T Bank
07.2022 - 07.2024

Mortgage Loan Specialist

M&T Bank
08.2021 - 07.2022

Process Support Administrator

Loancare Service Link
06.2019 - 12.2019

Single Point of Contact

Loancare Service Link
08.2017 - 08.2021

Customer Experience Specialist

Loancare Service Link
12.2016 - 08.2017

High School Diploma -

Nansemond River High School
Colette Joyner