Colin Smyth
Springfield,VA
Summary
Detail-oriented professional with a strong background in financial modeling and credit risk assessment. Recognized for delivering actionable insights and enhancing analytical capabilities, ready to contribute to impactful decision-making processes.
Overview
6
6
years of professional experience
Work History
Multifamily Asset Management Professional
Freddie Mac
McLean, Virginia
04.2024 - Current
- Identify, assess, and report all counterparty credit risk in Multifamily business based on risk appetite, credit policy and risk framework
- Prepare comprehensive credit reviews, establish internal ratings and exposure limits, assist in approval of new counterparties, monitor limit overages, financial trend analysis reports, and provide other related Multifamily credit risk reports to senior management
- Lead reporting enhancement initiative, introducing automation and improved methodologies that increased accuracy and analytical quality
Investments and Capital Markets FP&A Professional
Freddie Mac
McLean, Virginia
06.2022 - 03.2024
- Led forecasting efforts for contractual net interest income, employing advanced financial modeling techniques to reduce forecast-to-actual variance from $50M+ to within $5M per month
- Conducted thorough market analysis to assess the impacts on various products including liquidity and contingency, non-mortgage investments, trust/custodial, securities, loans, debt, derivatives, and amortization identifying key trends and providing strategic recommendations for optimizing and mitigating risks
- Prepared comprehensive financial planning reports for senior management
Investments and Capital Markets Financial Analyst
Freddie Mac
McLean, Virginia
06.2020 - 05.2022
- Provided profitability and spread analysis for the retained portfolio
- Analyzed fixed income and market impacts on GAAP financial statements and monthly interest rate return segment transfer process
- Executed daily hedge accounting process for loan and debt fair value and monthly KRI & KPI dashboards
Education
Bachelor of Science - Finance
University of Delaware
Newark, DE05-2020
Skills
- Credit risk assessment
- Financial modeling
- Market analysis
- Financial reporting
- Data automation
- Proficiency in Microsoft Office applications and Tableau
Timeline
Multifamily Asset Management Professional
Freddie Mac
04.2024 - Current
Investments and Capital Markets FP&A Professional
Freddie Mac
06.2022 - 03.2024
Investments and Capital Markets Financial Analyst
Freddie Mac
06.2020 - 05.2022
Bachelor of Science - Finance
University of Delaware