Experienced Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.
Overview
30
30
years of professional experience
Work History
Credit Analyst
Rustoleum
07.2017 - Current
Handled a portfolio of over $15 million dollars a month in receivables, while maintaining a 92% current ratio on account.
Work directly with customers to resolve all account issues via phone, fax and e-mail.
Establish and maintain positive customer relations.
Release sales orders from credit hold based on current credit guidelines.
Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
Handles all customer requests for additional information such as, but not limited to, POD requests, Account Statements and Invoice/Credit Memo copies.
Work with Sales Team and Customer Service to resolve any customer complaints or verify validity of deductions.
Issue credits with appropriate supporting documentation and forward to customer if deduction has not already been taken.
Review credit applications, collect credit reports and analyze account for set up and credit worthiness
Account Manger
Rustoleum
09.2010 - 07.2017
Maintained high client retention rate by providing exceptional customer service and anticipating client needs.
Account Rep for many nationwide accounts, responsible for maintenance of these accounts and made sure all orders were processed accurately and in a timely manner.
Built rapport with customers through effective and precise communication.
Answered dealer inquiries concerning Rustoleum policies and products.
Assisted customers with inquiries and provided all pertinent information.
Answered inbound sales calls and assisted customers with orders.
Handled customer inquiries and complaints.
Responded to inbound calls in a fast-paced, high volume call center.
Dealt tactfully and effectively with difficult customers.
Proven ability to handle large volume calls in a professional and courteous manner.
Worked with SAP and EDI/Workflow
Entered purchase orders, coordinated delivery times with warehouse. Tracked shipments and worked with delivery companies.
Served as one of four representatives supporting IBG customers.
Worked closely with outside sales reps. Answered questions about processing orders, shipping concerns and pricing.
Licensed Daycare Provider
KinderCare
09.2008 - 07.2010
Enhanced children''s social skills by organizing group activities and promoting cooperative play.
Ensured child safety by diligently monitoring indoor and outdoor environments for potential hazards.
Improved parent satisfaction through consistent communication and timely updates on children''s progress.
Developed age-appropriate curriculum with a focus on cognitive, emotional, and physical development milestones.
Customer Service Supervisor
Cosmetique
08.1998 - 07.2008
Improved customer satisfaction by addressing and resolving escalated issues promptly and professionally.
Enhanced team productivity through regular coaching, feedback, and performance evaluations.
Collaborated with other departments to address recurring customer concerns, improving overall service quality.
Developed comprehensive training materials for new hires, ensuring consistent knowledge and skill development across the team.
Implemented effective scheduling strategies to optimize staff coverage during peak hours and minimize wait times for customers.
Promoted a positive work environment through open communication channels, fostering team collaboration and high morale.
Evaluated individual performance metrics to identify areas of improvement, providing targeted coaching to boost results.
Monitored call center data to assess trends, proactively implementing solutions for identified issues.
Managed escalated calls with diplomacy, successfully deescalating situations while ensuring satisfactory resolutions for both parties involved.
Coached employees through day-to-day work and complex problems.
Customer Service Team Lead
Cosmetique
09.1996 - 08.1998
Improved customer satisfaction by addressing and resolving complex issues in a timely manner.
Enhanced team productivity by providing ongoing training and coaching to Customer Service Representatives.
Collaborated with cross-functional teams to develop new strategies for improving the overall customer experience.
Trained new employees.
Assisted with creating training manual.
Worked closely with Supervisor to oversee daily workflow for staff
Customer Service Representative
Cosmetique
07.1994 - 09.1996
Enhanced customer satisfaction by promptly addressing concerns and providing accurate information.
Answered on average of 100 calls per day and responded to customer requests.
Dealt tactfully and respectfully with difficult customers
Placed credit card payments over phone.
Issued credits for merchandise not received by customers
Education
High School Diploma -
Adlai E. Stevenson
Lincolnshire, IL
06.1984
Skills
Credit Reporting
Financial Statements Expertise
Oral and Written Communications
Strong problem solving and organizational skills
Independent, motivated, team oriented, enthusiastic and a quick learner who works well under pressure