Comfort Essien
Philadelphia,PA
Summary
Analytical banking professional with experience evaluating financial risk, reviewing client portfolios, and making high-impact transaction decisions within regulatory frameworks (KYC/AML). Proven ability to assess complex financial scenarios, apply risk thresholds, and manage high-volume client relationships. Strong foundation in financial analysis, compliance, and cross-functional collaboration.
Overview
3
3
years of professional experience
Work History
Relationship Banker
Bank of America, Philadelphia
Philadelphia
06.2023 - Current
- Conduct 40+ monthly financial reviews, analyzing client income, assets, and account structures to assess financial stability and risk exposure across a diverse client portfolio
- Evaluate and verify documentation to ensure compliance with KYC/AML regulations, reducing exposure to financial and regulatory risk
- Exercise delegated authority to approve high-risk transactions (large withdrawals, wires, account openings) by applying internal risk thresholds and fraud prevention protocols
- Assess escalated transactions and exceptions, identifying risk indicators and ensuring alignment with internal compliance standards
- Collaborate with mortgage, small business, and wealth management teams to evaluate complex financial scenarios and deliver tailored solutions
- Maintain strong client relationships, supporting retention through consistent service delivery and financial guidance
- Selected to support multiple branches during staffing shortages, ensuring continuity of operations in high-volume environments
Junior Account Management
Solistic Consulting Group, Philadelphia
Philadelphia
01.2023 - 06.2023
- Managed client accounts in a performance-driven environment, analyzing customer needs and financial positioning to recommend appropriate solutions
- Developed and maintained client relationships, contributing to retention and revenue growth
- Led and mentored a team of 5+ representatives, driving accountability and performance outcomes
- Conducted market and client analysis to support strategic growth initiatives and identify risk/reward opportunities
Education
Bachelor of Science - Business Management, Accounting Minor
West Chester University
Pennsylvania06.2022
Skills
- Risk Assessment & Financial Analysis
- Portfolio & Account Review
- Regulatory Compliance (KYC/AML
- Transaction Risk Evaluation
- Relationship & Stakeholder Management
- Negotiation & Client Retention
- Fraud Prevention & Controls
- Cross-functional Collaborat
Timeline
Relationship Banker
Bank of America, Philadelphia
06.2023 - Current
Junior Account Management
Solistic Consulting Group, Philadelphia
01.2023 - 06.2023
Bachelor of Science - Business Management, Accounting Minor
West Chester University