Diligent Senior Credit Analyst touting 18 years of expertise in gathering and evaluating documentation to conduct risk reviews. A gifted professional mentors associates and provide insight into job tasks. A smart team player knowledgeable in all forms of financial data. Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 18 years of resolving credit disputes and making recommendations on bad debt accounts.
Overview
19
19
years of professional experience
Work History
Senior Credit Analyst
Hilti, Inc
Broken Arrow, United States
02.1986 - 04.2005
Improved understanding of financial statements, which helped in assessing risk.
Conducted presentations to upper management and executive teams for loan recommendations.
Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Placed customer accounts on hold due to past due payments.
Performed credit reviews on corporations to assess financial conditions.
Complied with internal controls and government regulations.
Reviewed customer files on regular basis to make sure receivables were in sound condition.
Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
Evaluated customer credit data to determine level of risk involved in approving new orders.
Offered insight to upper management regarding credit decisions.
Utilized strong communication and interpersonal skills to obtain necessary financial information from customers.
Prioritized tasks to meet or exceed timelines and supervised multiple responsibilities at same time.
Created in-depth credit presentations that were user-friendly and easy to understand.
Assessed credit risk and analyzed financial statements.
Made decisions and recommendations about extending lines of credit.
Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
Minimized accounts receivable collections and reconciled customer billings and statements.
Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.