- Cooking
- Enjoy hobbies that combine physical activity with outdoor exploration
- Golfing
- Spending quality time with my wife and daughter
Corey Gonzales
324-15988 26 Ave Surrey,BC
Summary
Dynamic and results-driven professional with a Diploma in Business Management from Kwantlen Polytechnic University, currently serving as a Senior Analyst in Credit Adjudication at CIBC. Expertise includes reviewing complex credit applications such as mortgages, loans, and lines of credit, with a strong commitment to delivering exceptional service to clients and business partners. Previous experience encompasses the transportation and logistics industry as a Ramp Lead, along with a solid background in banking and customer service. A collaborative team player who thrives in both individual and group settings, consistently eager to learn and embrace additional responsibilities.
Overview
19
19
years of professional experience
Work History
SENIOR ANALYST, UNDERWRITING
CIBC
Vancouver, BC
01.2021 - Current
- Processed applications for approval up to $2,500,000.00. Managed total CIBC holdings within the limit of $2,500,000.00.
- Balanced competing priorities and managed a high volume of work, consistently meeting or exceeding performance metrics for approval rate, turnaround time, and loan quality.
- Assisted business partners with credit decisions and clarified additional requirements for approval.
- Evaluated complex mortgage applications for risk assessment and compliance with underwriting guidelines.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
- Mitigated risks associated with loan approvals, conducting thorough due diligence on borrower profiles and property valuations.
ANALYST, UNDERWRITING
CIBC
Vancouver, BC
05.2018 - 01.2021
- Assessed credit applications with a maximum limit of $1,500,000 to ensure compliance with lending policies.
- Reviewed mortgage applications by analyzing credit reports, assets, liabilities, income documentation, and down payment information.
- Delivered constructive feedback to branch lenders and mortgage advisors regarding mortgage applications.
- Analyzed credit applications to assess risk and determine approval status.
- Evaluated loan applications for compliance with underwriting guidelines and risk assessment criteria.
ASSOCIATE UNDERWRITER
CIBC
Vancouver, BC
01.2017 - 05.2018
- Supported underwriters by reviewing and analyzing administrative documents.
- Reviewed and verified purchase agreements and appraisals, maintaining up-to-date information on applications.
- Provided comprehensive feedback to underwriters to rectify missing documentation and incorrect application amounts, enhancing accuracy in processing.
Team Lead
Air North Charter and Trading
Richmond, B.C.
05.2016 - 01.2017
- Established daily flight schedules and delegated tasks to team members.
- Redirected and accelerated baggage delivery processes to ensure timely arrival at destinations.
- Facilitated training sessions and provided ongoing support to colleagues.
- Oversaw comprehensive bagroom operations, ensuring timely baggage delivery and colleague safety.
- Resolved inquiries regarding missing baggage and provided detailed baggage information.
- Led operational workflows to optimize team performance and enhance service delivery.
- Mentored team members, fostering skill development and improving overall productivity.
Ramp Attendant
Air North Charter and Trading
Richmond, B.C.
03.2014 - 02.2016
- Executed loading operations for aircraft, ensuring timely placement of baggage cargo onto the carousel.
- Directed aircraft movements to gates and executed pushback procedures for timely departures.
- Conducted thorough inspections of aircraft for damage and executed potable water changes.
- Oversaw operation of ground support equipment, ensuring efficient aircraft servicing and on-time departures.
- Executed cargo loading and unloading procedures while maintaining adherence to safety regulations and effective weight distribution practices.
Mortgage Advancing Specialist
FirstLine Mortgages Inc. / CIBC Mortgages Inc
Vancouver, B.C.
01.2010 - 08.2012
- Analyzed and organized various funding documents, such as requisition forms, identification forms, and mortgage charges, to support efficient funding operations.
- Executed processing of solicitor's requisition for funds and facilitated deposit into solicitor's account on mortgage closing date.
- Facilitated document review for funding processes with solicitor/notary to ensure compliance.
- Achieved timely funding by proactively engaging with solicitors and notaries ahead of application deadlines. Streamlined application processes through effective time management, resulting in reduced delays and cost savings for clients.
- Achieved timely and accurate funding application submissions by effectively responding to solicitor/notary inquiries. Delivered thorough and clear information to eliminate errors in the funding process.
- Executed monthly report generation to guarantee accuracy and account balance.
Mortgage Allocator
FirstLine Mortgages Inc
Vancouver, B.C.
07.2009 - 01.2010
- Assigned mortgage applications from Express and Morweb systems to appropriate underwriters.
- Resolved issues with corrupt applications, ensuring successful resubmission.
- Assisted in distributing workload among underwriters to maintain balanced application flow. Supported underwriters by managing application assignments effectively. Collaborated with team members to ensure equitable distribution of tasks.
- Analyzed inventory levels to optimize allocation strategies and ensure timely fulfillment.
Mortgage Instructor
FirstLine Mortgages Inc
Vancouver, B.C.
05.2007 - 12.2008
- Facilitated mortgage funding by preparing and transmitting required documents to solicitors or notaries.
- Contacted solicitors and notaries to verify accurate phone and fax numbers for document transmission. Helped maintain communication channels for efficient document processing. Supported teams by ensuring correct contact information was available for timely correspondence.
Education
Diploma - Business Management
Kwantlen Polytechnic University
Richmond, BC12-2008
Skills
- Results-driven decision-making
- Client relationship management
- Analytical thinker
- Skilled in Microsoft Office applications
- Data analysis
- Performance monitoring
- Clear and concise communication skills
- Proficient in managing schedules and deadlines
- Team collaboration in multi-tasking environments
- Tech-Savvy
- Deadline adherence
- Risk analysis
- Risk mitigation
- Decision-making
Accomplishments
- Exceeded performance ratings in back-to-back years in 2024 and 2025.
- Recipient of several “On the Spot” awards from FirstLine Mortgages.
- Recipient of “Quarterly Achievers” award as a Team - Funding/Admin Team - Year 2007 and 2011.
- Nominated for CIBC 2011 Individual Quarterly Achiever Award.
Interests
Timeline
SENIOR ANALYST, UNDERWRITING
CIBC
01.2021 - Current
ANALYST, UNDERWRITING
CIBC
05.2018 - 01.2021
ASSOCIATE UNDERWRITER
CIBC
01.2017 - 05.2018
Team Lead
Air North Charter and Trading
05.2016 - 01.2017
Ramp Attendant
Air North Charter and Trading
03.2014 - 02.2016
Mortgage Advancing Specialist
FirstLine Mortgages Inc. / CIBC Mortgages Inc
01.2010 - 08.2012
Mortgage Allocator
FirstLine Mortgages Inc
07.2009 - 01.2010
Mortgage Instructor
FirstLine Mortgages Inc
05.2007 - 12.2008
Diploma - Business Management
Kwantlen Polytechnic University