Corey Hansen
Sartell,MN
Summary
Experienced Sr. Commercial Lender with a demonstrated history of working in the banking industry. Skilled in Banking, Sales, Commercial Banking, Team Building and Relationship Management. Strong business development professional graduated from Concordia College, Moorhead, MN with B.A. in Business Administration and Communications.
Overview
27
27
years of professional experience
Work History
V.P., Relationship Manager in Corporate Banking
U.S. Bank National Association
05.2015 - 12.2023
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Maintained and developed commercial loan portfolio of over $100MM consisting of companies with annual revenues in excess of $25MM
- Received “Pinnacle Top Performer” award. (2017, 2019)
- Preparation of credit packages (Prepare credit approval packages on new and renewed debt products including determination of appropriate risk rating as well as risk factors that could change risk rating, analysis of financial performance, performance vs. projections, covenant compliance, relationship profitability, and any other significant risk drivers.
- Analysis of guarantor as needed to support credit underwriting
- Maintenance of credit files including post-closing items (Actively manages financial reporting requirements, covenant requirements, past dues and documentation exceptions and ensures credit files are complete with all up to date information)
- Validates appropriate risk rating for company and proactively identifies risk rating changes
- Development of strong working knowledge of and insure compliance with internal bank commercial loan policy, credit risk management policy, and external regulatory requirements; documents any exceptions to policy and related rationale/risk mitigation
- Identifies opportunities for exposure reduction or new opportunities within multi-million dollar portfolio
- Developed and maintained relationships with Companies throughout state of MN.
- Created strategies to develop and expand existing customer sales
VP, Commercial Banking Team Lead
U.S. Bank National Association
06.2006 - 05.2015
- Responsible for individual sales responsibilities in lending and all related lines of business including calling on new and existing customers
- Developed customer relationships by identifying needs and making appropriate recommendations for products and/or services
- Received “Pinnacle Top Performer” award. (2013, 2015)
- Responsible for developing and expanding new and existing customer relationships within assigned territories
- Obtained and directed analysis of all necessary financial and credit data for underwriting loan requests and evaluating whether loan may be acceptable risk
- Understands internal credit policies and procedures to include process of closing a loan Responsible for servicing loan and deposit clients.
V.P. , Relationship Manager Commercial Banking
U.S Bank National Association
09.1999 - 06.2006
- Managed branch business portfolio for optimum performance
- Directed branch business development through outside calls, in-branch selling, telemarketing, branch campaigns, and targeted direct mailing
- Responsible for sales/service activities, marketing plan, operating budget, profitability and operational integrity of branch
- Ensured that branch sales/service supports overall corporate objective to provide superior
- “Pinnacle Top Performer” award. (2000, 2003. 2004)
Branch Sales Manager
U.S Bank National Association
10.1996 - 09.1999
- Called on key consumer and business customers on regular basis to ensure satisfaction, probed unmet needs and obtain referrals from community networking
- Resolved escalated customer issues and built customer loyalty
- Identified and developed relationships with potential new consumer and business customers
- Partnered with business lines in performing outside business calls and meetings to maximize cross-sell opportunities
- Actively participated on sales meetings with Market President and other Branch Managers
- Reviewed progress and planned activities to assist branch team in meeting or exceeding sales and service goals
- Conducted annual performance evaluations and provide ongoing on-the-job training for associate performance and career development
Skills
- Business Development
- Relationship Banking Management
- Loan Portfolio Management
- Credit Analysis & Underwriting
- Business, Commercial and Corporate Banking
- Sales Management
- Professional Presentations
- Sales Coaching
- Leadership and Team Building
Community Involvement
St. Cloud Technical & Community College - 2019 - Present
- Foundation Executive Board Member and Chair of Finance Committee
Boy Scouts Central MN Council - 2014 - 2022
- Board Member and Co-Host Lawn Social
United Way of Central MN - 2008 - 2012
- Corporate Campaign Chair
Sartell Youth Hockey Association - 2002 - 2012
- Board Member and Coach
Timeline
V.P., Relationship Manager in Corporate Banking
U.S. Bank National Association
05.2015 - 12.2023
VP, Commercial Banking Team Lead
U.S. Bank National Association
06.2006 - 05.2015
V.P. , Relationship Manager Commercial Banking
U.S Bank National Association
09.1999 - 06.2006
Branch Sales Manager
U.S Bank National Association
10.1996 - 09.1999
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