Cory "Jack" Laird
Saratoga Springs,NY
Summary
Experienced financial planner, research analyst, and investment manager with a proven track record of over 12 years. Skilled in cultivating strong client relationships and delivering comprehensive wealth growth strategies.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Certified Financial Planner
Minich MacGregor
Saratoga Springs, NY, USA
05.2016 - Current
- Provided comprehensive financial planning and investment advice to clients, tailoring strategies to meet their individual goals and risk tolerance
- Maintaining and managing over 400 financial plans
- Built from the ground-up, the current firm's financial planning business, enhancing and growing new clients by 10%+ per year
- Built and maintained strong client relationships through regular communication, meetings, and reviews of financial plans
- Analyzed clients' financial situations, including income, expenses, assets, liabilities, and tax status to develop personalized recommendations
- Developed detailed investment portfolios based on clients' objectives and market research to optimize returns while managing risk
- Monitored market trends and economic indicators to proactively adjust investment strategies in client's investment portfolio
- Directly managing $200 million portfolio for 100+ retail clients
- Educated clients on different investment options such as stocks, bonds, mutual funds, ETFs, annuities, and retirement accounts
- Assisted clients in setting realistic financial goals by evaluating their current financial situation and future needs
- Conducted thorough analysis of insurance policies (life insurance, disability insurance, long-term care insurance) to ensure adequate coverage for clients' protection needs
- Collaborated with estate planning attorneys to provide guidance on wealth transfer strategies including wills/trusts and beneficiary designations
- Performed periodic portfolio reviews with clients to assess performance against benchmarks and make necessary adjustments
- Utilized financial software tools (e.g., Emoney, Riskalyze, Schwab, Fidelity, Excel, etc) for data analysis and projections related to retirement planning or college savings plans
- Stayed up-to-date with industry regulations (such as SEC guidelines) ensuring compliance in all client interactions
- Participated in professional development opportunities such as conferences or seminars focused on new products or industry trends
- Generated leads through networking events or referrals from existing satisfied customers
- Presented complex financial concepts in a clear manner during client meetings and monthly educational webinars
- Collaborated with tax professionals during tax season to help identify potential deductions or tax-efficient investing strategies
- Provided ongoing support and guidance to clients during major life events such as marriage, divorce, birth of a child, or retirement
- Developed financial education materials (e.g., articles, newsletters) to educate clients on various financial topics
- Composed a weekly update newsletter, which informs all clients of the firm about the latest market news and economic developments from the previous week.
- Assessed risk tolerance of new clients through detailed questionnaires and discussions to ensure suitable investment recommendations
- Conducted market research and analysis to identify potential investment opportunities for clients' portfolios
Financial Planner
Wealth Design Group
Houston, TX, USA
04.2015 - 05.2016
- Worked with several CFPs at the firm to expand the firm's book of business with new clients, while continuing to work on my own CFP requirements. This included outgoing calls to prospects, fact finding with clients and prospects, and working with each client through the planning process.
Financial Analyst Intern
Traditions Wealth Advisors
College Station, TX, USA
12.2013 - 05.2015
Education
Bachelor's degree - Economics
Texas A & M University
College Station, TX05.2013
Skills
- Investment management
- Relationship management
- Financial services
- Financial planning
- Tax planning experience
- Software competence: Microsoft Excel, Emoney, Riskalyze
Certification
Certified Financial Planner (CFP, 2018)
Certified Social Security and Medicare Specialist (2023)
Timeline
Certified Financial Planner
Minich MacGregor
05.2016 - Current
Financial Planner
Wealth Design Group
04.2015 - 05.2016
Financial Analyst Intern
Traditions Wealth Advisors
12.2013 - 05.2015
Bachelor's degree - Economics
Texas A & M University