Craig Harter

Director of 5th/3rd's Indirect Lending Program.

Top three Regional Bank in indirect lending space. Servicing over 6700 dealers in 38 states.

Implemented strategic direction during period of heightened rate volatility in 2022 and 2023. Including oversight of small portfolio securitization in 2022.

Managed all facets of the line of business. Including; Sales, Credit, Fulfillment and servicing.

Partner with all other bank lines including commercial, credit card and branch networks.

Doubled originations YOY in 2024 while maintaining profitability and credit quality.

Managed BMO's Auto and Specialty lending portfolio in the United States.

Was responsible for management of all facets of lending division. Including Sales, Credit , Fulfillment and servicing.

Strategic partner with BMO's commercial floor planning division.

Responsible for doubling size of auto portfolio from 2015 to 2021. Increased profitability and portfolio spreads by almost 100% during same time period.

Managed relationships with over 3000 dealers in 27 states.

Managed relationship with compliance partners and established strong relationships with government regulator partners.

Responsible for management of over 70 Dealer Development Representatives in over 35 states.

Responsible for the expansion of Auto division into the West Coast of United States.

Created and implemented large national accounts director. Responsible for establishing relationships with largest dealer groups around country.

Increased auto originations YOY in 5 consecutive years.

Regional Sales Manager for Fifth/Thirds' Auto and Speciality division in the Midwest.

Managed 15 Sales reps in 7 states for Fifth/3rd.

Oversaw strategic partnership with Commercial Floor Plan group and implementation of sales strategies to increase relationships.

Worked as Business Banking Manager in 2008 to assist with growth in the Chicago Market.

Was the first Indirect Lending DDR for Bank One during their entry into the Chicago market.

Managed sales and relationships for over 300 Chicago area Auto Franchises.

Participated in Sales , Underwriting and Training for Midwest Division of Bank One up to the first year of Chase acquisition.

Strategic partner with Bank One's Commercial Floor Plan division.

Part of integration team between Bank One and Chase.