Cristal De La Torre
Denver,CO
Summary
A driven business student at the University of Colorado Boulder, specializing in Finance and Marketing, with over two years of wealth management/insurance experience. Skilled in financial analysis, market research, and client relationship management, with a talent for creating investment proposals and enhancing client engagement. Eager to bring a diverse skill set to the workplace and continue to grow.
Overview
5
5
years of professional experience
Work History
Wealth Management Intern
Morgan Stanley
06.2023 - Current
- Assisted three teams of financial advisors in identifying client opportunities, developing relationships, and optimizing marketing strategies.
- Conducted market and product research and asset allocation analysis to support the creation of customized investment proposal presentations and client reports.
- Prepared cash flow statements, processed ACAT requests, account openings, and coordinated onboarding presentations to enhance client onboarding and experience.
Head Lifeguard/Shift Supervisor
Veterans Memorial Aquatic Center
07.2019 - Current
- Supervised daily pool operations, managed a team of 20+ lifeguards, and ensured a safe, enjoyable environment by quickly addressing emergencies and resolving visitor concerns.
Insurance Agent Intern
Country Financial
08.2022 - 05.2023
- Educated about the type of insurances- life, home, auto, business insurances Country Financial provides and compared it to competitor offerings.
- Supported Insurance agents and financial advisors in client acquisition through targeted marketing strategies and personalized service.
- Developed client relationship management skills to retain clients and attract new ones through networking and consultative sales techniques.
Marketing Research Assistant
University of Colorado Boulder
01.2022 - 10.2022
- Assisted two marketing professors on research aimed to improve financial literacy programs worldwide.
- Performed content analysis coding on scholarly articles to quantify emerging themes.
- Optimized coding process for greater efficiency and accuracy.
Property Manager/leasing Intern
Macerich
05.2022 - 08.2022
- Assisted property managers with budgeting, tenant scouting, lease formation, and execution, improving tenant satisfaction and operational efficiency.
- Conducted market research and supported marketing strategies to attract new tenants and enhance property visibility.
- Built industry connections by networking with professionals and tenants, enhancing professional relationship-building skills.
Education
Bachelor of Science - Business Administration
University of Colorado Boulder - Leeds School of Business
05.2025
Skills
- Investment Knowledge
- Microsoft Excel
- Cash Flow analysis
- QuickBooks
- Communication
- Social Media Marketing
- Attention to detail
- Time management
Coursework
- Puksta Scholars Program: 4 year civic engagement project to educate underrepresented high school students and underrepresented communities in regard to essential financial literacy and navigating college finances.
- First Year Global Experience: Course in the Spring of 2022 in Barcelona, Spain to study impactful international businesses such as Quadpack, Art Cava, and TransfoLAB.
- Global Seminar: New Product Development Marketing course taken abroad in the Netherlands (Spring 2023). Learned how products develop internationally at - Wieden+Kennedy, AKQA, and B Amsterdam.
Extracurricular Activities
- Amplified Planning Externship, 06/24-08/24,
CFP Board and Financial Planning Association (FPA) co-sponsored a summer externship program through Amplified Planning. The program provided a first-hand experience in the financial planning profession and how financial planning is applied within a variety of firms and clientele. Upon program completion, I earned 500 hours of educational experience to go toward my CFP/ designation.
- Financial Planning Association, Boulder, CO, 08/23-Present
Insight into the world of financial advising, where various guest speakers come and share their industry knowledge and advice.
- Women in Finance, Boulder, CO, 08/21-Present,
Empowers women in business- learn how to overcome obstacles and feel empowered as women in the business world.
- Leeds Diverse Scholars Program, Boulder, CO, 08/21-Present,
Program designed to create pathways and opportunities for people of color by hosting networking events and providing resources.
- First Generation Program, Boulder, CO, 08/21-Present,
Guidance with navigating college, finances, personal life and networking as a first generation student.
- Innovating Commerce Serving Communities (ICSC), New York, NY, 05/22-08/23,
Builds a foundation for minority professionals in the commercial real estate industry.
Languages
English
Native or Bilingual
Spanish
Native or Bilingual
Timeline
Wealth Management Intern
Morgan Stanley
06.2023 - Current
Insurance Agent Intern
Country Financial
08.2022 - 05.2023
Property Manager/leasing Intern
Macerich
05.2022 - 08.2022
Marketing Research Assistant
University of Colorado Boulder
01.2022 - 10.2022
Head Lifeguard/Shift Supervisor
Veterans Memorial Aquatic Center
07.2019 - Current
Bachelor of Science - Business Administration
University of Colorado Boulder - Leeds School of Business
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