Summary
Overview
Work History
Education
Skills
Certification
Languages
Websites
Timeline
Generic

Cristina Licea

Irvine,CA

Summary

Mortgage professional with extensive experience in loan origination and compliance at Bayfront Lending LLC. Demonstrated ability to enhance operational efficiency and build strong client relationships. Proficient in Encompass and skilled in negotiation, with a comprehensive understanding of various loan products.

Overview

16
16
years of professional experience
1
1
Certification

Work History

Mortgage Broker Real estate /Business Owner

Bayfront Lending LLC
Irvine , California
05.2018 - Current
  • Ensured financial stability through strategic planning and informed decision-making.
  • Maintained compliance with mortgage regulations by implementing effective policies.
  • Monitored financial metrics to identify trends and improve operational efficiency.
  • Guided mortgage professionals to cultivate a productive work environment.

Mortgage Loan Consultant

Qualified Home Loans Solutions-
Laguna Hills, California
05.2012 - 05.2018
  • Collaborated with clients, originated loans, and managed the entire process until closing. Requested and meticulously reviewed all financial documents, including income taxes and other relevant financial information.

Mortgage Loan Originator

Impac Mortgage
Irvine, California
07.2009 - 12.2011
  • Meet with loan applicants to identify their needs and collect information for loan applications.
  • Analyze active loan files on a regular basis and recommend solutions to speed up the loan process.
  • Respond to applicants' questions and resolve any loan-related issues.
  • Operate in compliance with laws and regulations.

Education

Associate of Science - Human Resources

University of Irvine Extension
Irvine, CA

Associate of Arts - Business Administration

Orange Coast College
Costa Mesa, CA

Skills

  • Encompass and Calix Point

Microsoft Office Suite

  • Loan origination and processing
  • Customer relationship management
  • Negotiation skills
  • Real estate sales
  • Market research
  • Mortgage analysis

Certification

  • CA NMLS License # 209731
  • BRE Broker License 01219718

Languages

English, Spanish

Timeline

Mortgage Broker Real estate /Business Owner

Bayfront Lending LLC
05.2018 - Current

Mortgage Loan Consultant

Qualified Home Loans Solutions-
05.2012 - 05.2018

Mortgage Loan Originator

Impac Mortgage
07.2009 - 12.2011

Associate of Science - Human Resources

University of Irvine Extension

Associate of Arts - Business Administration

Orange Coast College

Similar Profiles

CREATE PROFILE
Cristina Licea