CRYSTAL A LAROSE

My career has been developed at CitiMortgage where I have spent 11 years working in the mortgage industry and 6 years in the AML Banking industry. I started in the EMS department where I set up escrow lines on new loans to properly set up disbursements out of the borrowers' escrow account. Increasing my knowledge, I spent four years in the Special Loans Department. There, I worked with the adjustable rate mortgages. I got heavily involved with rate adjustments, balloon resets, and the processing of SCRA loans. Moving forward was in the default area where I was a Document Control Officer in the foreclosure group. I was involved with many parts of the foreclosure process including affidavit notarizing and analyzing customer complaints for validity. I was previously entangled in reviewing work in several of the NMS (National Mortgage Settlement) metrics. As of my previous experience, I worked in the AML department completing the Know Your Customer aspect of the client banking experience, reviewing accounts to make sure that all information I sup to date along with investigations into fraud or money laundering reviews.