Summary
Overview
Work History
Education
Skills
Timeline
Generic

Crystal Cardwell

Auburndale,FL

Summary

Accomplished in claims management and policy investigations, I bring a proven track record from roles at Badcock, USAA and beyond. Expert in insurance policy coverage with a knack for regulatory compliance and advanced computer skills. Known for driving significant improvements in claims processing efficiency, I excel in customer service and operational leadership.

Overview

24
24
years of professional experience

Work History

Warranty and Insurance Supervisor

BADCOCK CORPORATION
08.2018 - Current

-Manages assigned claims caseload comprised of claims with moderate complexity damages that requires understanding of claims coverage.
-Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
-Determines and negotiates moderate complexity claims settlement.
-Multifaceted and solutions-focused leader focused on departmental operations, customer service, staff leadership and training.

Bodily Injury Claims Adjuster

WESTERN GENERAL INSURANCE
06.2013 - 08.2018

- Claims – Managed claims process with interview of insureds, claimants, witnesses, police, doctors, and other parties to determine settlement or denial of claims.
-Adjusted Bodily Injury medical claims: Identifies, confirms, and makes coverage decisions on soft tissue claims.
-Investigates loss details, determines legal liability, evaluates, negotiates, and arrives at claim settlement within appropriate authority guidelines.
- Empathetic & reliable in successful resolution of all escalated issues with prompt & friendly service and productive support.

Commercial Claims Adjuster

MEADOWBROOK INSURANCE
03.2012 - 06.2013

-Claims Adjuster – Managed notifications for claims settlements or denials with details of coverage, liability, and reasons why a claim was approved or denied.
-Claims Processing – Led coordination of all estimations for repair or rental services to support claims processing and provide for needs of the policyholder.
-Payments – Facilitated timely distribution of payments for property damage or injuries related to claims.

Auto Claims Adjuster

USAA
06.2009 - 01.2012

-Manages assigned claims caseload comprised of claims with moderate complexity damages that requires understanding of claims coverage.
-Investigates claim damages by conducting research from various sources, including the insured, third parties, and external resources. May identify and resolve potential discrepancies and identifies subrogation potential resulting from unusual characteristics.
-Determines and negotiates moderate complexity claims settlement.

Cashier

Publix Super Markets Inc
05.2000 - 06.2003

-Provides premier customer service, including greeting customers and answering their questions.
-Weighs and scans products.
-Accepts payment and provide change when appropriate.
-Handles cash and other forms of tender accurately.
-Bags products when necessary.
-Maintains a neat and clean register area.

Education

Bachelor of Science - Business

Southern New Hampshire University
Hooksett, NH
05.2025

Associate of Science - Business

Polk State College
Winter Haven, FL
12.2023

High School Diploma -

Apopka High School
Apopka, FL
05.2002

Skills

  • Claims Management
  • Policy investigations
  • Insurance policy coverage knowledge
  • Casualty and property loss
  • Policy Interpretation
  • Claims Investigation
  • Advanced computer skills
  • Regulatory Compliance
  • Coverage assessments

Timeline

Warranty and Insurance Supervisor

BADCOCK CORPORATION
08.2018 - Current

Bodily Injury Claims Adjuster

WESTERN GENERAL INSURANCE
06.2013 - 08.2018

Commercial Claims Adjuster

MEADOWBROOK INSURANCE
03.2012 - 06.2013

Auto Claims Adjuster

USAA
06.2009 - 01.2012

Cashier

Publix Super Markets Inc
05.2000 - 06.2003

Bachelor of Science - Business

Southern New Hampshire University

Associate of Science - Business

Polk State College

High School Diploma -

Apopka High School
Crystal Cardwell