Summary
Overview
Work History
Education
Skills
Certification
Timeline
Custom
Custom
key proficiencies
professional license
Custom
Generic

Cutrina Oliver

Phoenix,AZ

Summary

Proficient and ambitious Data Management and Process Development professional with more than twenty years of experience in business intelligence in, a highly productive, efficient, and quality-driven environment. Top strengths are account management, training, process improvement, and risk management, with excellent interpersonal, analytical, project management, and operational skills. Assurance in knowing that the work done plays a pivotal, role in the organization's ‘big picture.’ For best quality outcomes and customer satisfaction. Committed and professional Service Advisor with proven ability to effectively manage customer inquiries, provide accurate advice, and ensure customer satisfaction. Excellent communication and problem-solving skills for providing customers with the best possible service. Strong leader and problem-solver dedicated to streamlining operations to decrease costs and promote organizational efficiency. Uses independent decision-making skills and sound judgment to impact company success positively. Committed and professional Service Advisor with proven ability to effectively manage customer inquiries, provide accurate advice, and ensure customer satisfaction. Excellent communication and problem-solving skills for providing customers with the best possible service.

Overview

29
29
years of professional experience
1
1
Certificate

Work History

Service Executive, Service Account Manager/ Fraud Detection

PSCU
05.2016 - Current
  • Actively manage clients including, Financial Institutions and Non-Banking Financial Institutions
  • Creating TIMS tickets to identify system and application issues impacting credit union operations
  • Document and reports through appropriate process and in a timely manner
  • Record all Client interactions (e.g
  • Calls, meetings, issues, proactive communications)
  • Develop, maintain, and broaden partnerships with Clients, providing exceptional customer service
  • Reviewing electronic cases produced by the FDWC System
  • Identifying changing fraud trends, preventing potential fraud and high dollar liability loss for financial institutions.
  • Streamlined service processes for improved efficiency and reduced response times.
  • Achieved departmental goals by developing and executing strategic plans and performance metrics.
  • Increased team productivity by implementing streamlined processes and effective communication strategies.
  • Enhanced customer satisfaction by promptly addressing concerns and providing tailored solutions.

Business Consultant

Wells Fargo
03.2015 - 10.2015
  • Managed Small Businesses with mid-level credit portfolios, ranging from $10,000 to $2,000,000
  • Oversaw Elite Card Portfolios including account maintenance, credit line Increases, reallocation of funds, and adjusting billing cycle statements
  • Emailed & Created Excel Spreadsheets for Expense
  • Created reports for end-of-month and forecasting year-to-date accounting for tax purposes.
  • Developed business strategies by conducting comprehensive market research and competitor analysis.
  • Increased client satisfaction by implementing tailored solutions for their unique business needs.
  • Developed business strategies by conducting comprehensive market research and competitor analysis
  • Increased client satisfaction by implementing tailored solutions for their unique business needs
  • Streamlined operational processes with the integration of innovative technologies, reducing overall costs
  • Enhanced team productivity by guiding effective time management and prioritization techniques

Technical Support Specialist

Asurion
05.2014 - 02.2015
  • Performed troubleshooting techniques over the phone or via web messenger to identify and resolve issues
  • Provided second-level technical support on proprietary software and applications
  • Analyzed system performance, trends, and mainframe server capacity to provide optimal resource utilization
  • Regularly achieved perfect scores on internal quality assurance appraisals.
  • Improved customer satisfaction by efficiently resolving technical issues and providing timely support.
  • Enhanced team productivity by streamlining troubleshooting processes for faster issue resolution.

Client Manager: Collections

Green tree Servicing
03.2013 - 09.2013
  • Designed and implemented an effective delinquency control and follow-up program for all customer accounts
  • Performed regular internal audits to ensure compliance with industry regulations
  • Reviewed and recommended proper action including foreclosure, and litigation in accordance with established policy
  • Oversaw client communications to resolve debt issues and negotiation of payment plans to settle account delinquencies.
  • Enhanced client satisfaction by effectively addressing concerns and resolving issues in a timely manner.
  • Developed strong relationships with clients through regular communication and personalized service for increased loyalty.

Medical Claim Process: Department Lead

Apria
07.2011 - 03.2013
  • Determined the coverage amount customers should receive according to the procedure done and client benefits
  • Researched new medical processing laws and regulations at both the state and federal level to ensure compliance
  • Resolved all issues related to claim adjudication
  • Identified trends for use in development of provider training programs.
  • Improved department efficiency by streamlining processes and implementing time-saving strategies.
  • Led team to achieve high performance standards through consistent coaching and feedback.

Lead Debt Negotiator

Debt Settlement USA
05.2008 - 12.2010
  • Managed 2500 client portfolios and negotiated on their behalf
  • Acted as a liaison between customers and financial institutions
  • Provided exceptional customer service by addressing concerns and solving problems proficiently
  • Collaborated with co-workers to carry out daily tasks and achieve department goals.
  • Reduced client debt by effectively negotiating with creditors and collection agencies.
  • Improved client financial stability through skillful debt management planning and budgeting.

Collection Account Manager

Qwest
02.2004 - 03.2007
  • Managed collector portfolio, workload, changes in priorities, aging and allowance for bad debt analysis
  • Utilized strategies to ensure effective and efficient collection practices to improve the AR Outstanding
  • Reviewed and negotiated client payment agreements
  • Responsible for activating and terminating client services.
  • Improved customer satisfaction by addressing and resolving collection disputes in a timely manner.
  • Reduced outstanding debts by implementing effective negotiation strategies with delinquent account holders.

Branch Collection Liaison & Platform Analyst

Bank of America
06.1995 - 09.2003
  • Built and maintained a strong network and relationship with key stakeholders to support collections and clearance of dispute management
  • Developed and implemented a new payroll process
  • Oversaw the policies, procedures, and applications for 1100 banking centers
  • Facilitated the training program for all new hires.
  • Streamlined information flow for increased efficiency by implementing a centralized document management system.
  • Established effective communication channels between departments by organizing and facilitating cross-functional meetings.

Education

BS Global Business Management -

University of Phoenix

Arizona School of Business & Real Estate

Associate of Data Analysis -

Arizona Career College

Skills

  • Brand Representation
  • Exceptional Communication
  • Client Retention Strategies
  • Complaint Handling
  • Customer relationship management
  • Conflict resolution
  • Service level agreements
  • Performance monitoring

Certification

Six Sigma Trained Greenbelt

Timeline

Service Executive, Service Account Manager/ Fraud Detection

PSCU
05.2016 - Current

Business Consultant

Wells Fargo
03.2015 - 10.2015

Technical Support Specialist

Asurion
05.2014 - 02.2015

Client Manager: Collections

Green tree Servicing
03.2013 - 09.2013

Medical Claim Process: Department Lead

Apria
07.2011 - 03.2013

Lead Debt Negotiator

Debt Settlement USA
05.2008 - 12.2010

Collection Account Manager

Qwest
02.2004 - 03.2007

Branch Collection Liaison & Platform Analyst

Bank of America
06.1995 - 09.2003

BS Global Business Management -

University of Phoenix

Arizona School of Business & Real Estate

Associate of Data Analysis -

Arizona Career College

Custom

Six Sigma trained GreenBelt

Custom

Certified Debt Counselor

key proficiencies

  • Leadership/ Team Building
  • Strategic Planning
  • Regulatory Compliance
  • Data Analysis
  • Process Implementation
  • Negotiations
  • Excellent Communication Skills
  • Project Management
  • Collections

professional license

2015, Licensed Realtor, Arizona Realtor Association, Phoenix, AZ

Custom

Credit counseling certified

Cutrina Oliver