DAEJION JAMES
Detroit,MI
Summary
AML/BSA compliance expert with a proven track record at The Federal Savings Bank, specializing in enterprise risk management and project management. Recognized for enhancing regulatory compliance processes through meticulous attention to detail and quality control reporting. Demonstrates strong leadership and analytical skills to achieve successful outcomes.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Senior BSA/AML Quality Control Specialist
The Federal Savings Bank
01.2022 - Current
- Conducted QA audits on SARS, CTRs, EDD, KYC and risk scoring alerts.
- Supported OCC audits for federal compliance.
- Collaborated with law enforcement agencies in investigations related to money laundering activities.
- Investigated complex cases involving financial fraud or other criminal activities related to money laundering schemes.
- Developed policies and procedures for AML compliance processes.
- Assisted in software implementation processes.
- Generated data analysis for regulatory compliance assessments.
BSA/AML Quality Control Specialist
Huntington National Bank
06.2019 - 01.2022
- Monitored alerts related to AML, OFAC/ACH IAT, and suspicious activity reports.
- Ensured conformity with Anti-Money Laundering regulations through meticulous review.
- Investigated potential violations of AML regulations.
- Developed, revised, and reviewed bank policies to meet regulatory standards.
- Performed detailed review of customer files to identify and investigate any potential risks or discrepancies.
- Conducted due diligence reviews on new customers based on KYC and AML standards.
- Conducted detailed investigations of fraud allegations, using data mining techniques and investigative software.
- Collaborated with internal stakeholders to ensure compliance with applicable laws, regulations, and policies.
BSA/ AML Specialist
Chemical Bank
11.2017 - 06.2019
- Conducted daily reviews and analysis of reports, logs, and transactions to identify trends and unusual activity.
- Contributed to the preparation of Suspicious Activity Reports.
- Helps prepare and submit all Currency Transaction Reports within required timeframes.
- Supports department by executing assigned special projects.
- Executed CDD and EDD for customers presenting higher risk to the bank. Including MSB & PEP
- Managed and resolved flagged cases.
- Ensured compliance with CDD and KYC requirements.
Mortgage Loan Originator
Quicken Loans
05.2017 - 08.2017
- Provided comprehensive mortgage loan advice and guidance to potential borrowers.
- Researched and evaluated various loan products to determine the best fit for each customer.
- Advised customers on their financial options, including credit repair services and refinancing opportunities.
- Maintained a thorough knowledge of current lending regulations, policies, and procedures.
- Reviewed borrower documents such as tax returns, bank statements, employment history. to verify accuracy and completeness.
- Analyzed financial information provided by customers in order to determine eligibility for loans.
Personal Banker/Team-Lead
Huntington National Bank
04.2014 - 04.2017
- Provided customer service to clients, including answering questions and resolving issues.
- Assisted customers with deposits, withdrawals, transfers, loan payments and other banking transactions.
- Researched customer inquiries and reported findings in a timely manner.
- Greeted customers upon entering the bank and directed them to appropriate personnel or services.
- Cross-sold banking products such as credit cards, loans and investments.
- Performed daily balancing of cash drawer and reconciled discrepancies when necessary.
- Identified potential fraud risks on accounts and reported suspicious activities to management.
Education
Associate - Business Administration
WCCCD
Detroit, MI11.2024
High School Diploma -
Renaissance High School
Detroit, MI06.2013
Skills
- Enterprise Risk Management
- SQL knowledge
- Model risk
- Project Management
- Presentation Skills
- Excel Proficiency
- Data Analytics
- Time management
- Detail-Oriented
- Communication
- Quality control reporting
- Understanding of AML Legal Requirements
Certification
- Certified Anti-Money Laundering Specialist (CAMS), 09/01/2020
- Mortgage Loan Originator (MLO), 06/01/2017
References
Available upon request.
Languages
English
Native/ Bilingual
Timeline
Senior BSA/AML Quality Control Specialist
The Federal Savings Bank
01.2022 - Current
BSA/AML Quality Control Specialist
Huntington National Bank
06.2019 - 01.2022
BSA/ AML Specialist
Chemical Bank
11.2017 - 06.2019
Mortgage Loan Originator
Quicken Loans
05.2017 - 08.2017
Personal Banker/Team-Lead
Huntington National Bank
04.2014 - 04.2017
Associate - Business Administration
WCCCD
High School Diploma -
Renaissance High School