Dalten Jangula
Fargo,ND
Summary
Dynamic Credit Analyst with a proven track record at First Western Bank & Trust, excelling in credit risk assessment and financial analysis. Adept in Microsoft Excel and Sageworks, I deliver precise credit presentations in a timely manner. Detail-oriented and committed to compliance, I enhance operational efficiency and support informed lending decisions.
Overview
3
3
years of professional experience
Work History
Credit Analyst
First Western Bank & Trust
02.2024 - Current
- Assess credit risk and analyze financial statements including both tax returns & company prepared statements.
- Interact with loan officers and clients to gather information & clarify data to ensure accurate credit presentations.
- Prepare written credit presentations for weekly loan committee.
- Maintain compliance with company policies, processes, & procedures.
Loan Processor & Administrator
First Western Bank & Trust
05.2022 - 02.2024
- Process loan applications, including verifying customer information, preparing documents, and ordering third party services.
- Handled indirect lending program with dealerships in town - taking the loan application, doing the underwriting process, and finalizing the loan.
- Helped consumer loan officer with the underwriting of loans, closings, and maintenance on current loan pipeline.
- Verified that all required documentation was received before submitting the file for final approval.
Education
Bachelor of Science - Business Administration - Accounting & Finance
Valley City State University
Valley City, ND12-2021
Skills
- Credit analysis
- Proficient in Microsoft Excel & Sageworks
- Detail orientated
- Accounting
- Customer Service
- Oral and written communications
Timeline
Credit Analyst
First Western Bank & Trust
02.2024 - Current
Loan Processor & Administrator
First Western Bank & Trust
05.2022 - 02.2024
Bachelor of Science - Business Administration - Accounting & Finance
Valley City State University
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