To enhance my working capacities, professional skills, business efficiencies and to serve my organization in the best possible way with sheer determination and commitment.
Overview
7
7
years of professional experience
Work History
Case Auditor
Randstad
04.2022 - Current
Performed observations and evaluated supporting documents to supplement audit findings.
Partnered with auditors to track errors and add contributions to maintain accuracy.
Communicated with auditee staff to obtain necessary information for audits.
Tracked funds, prepared deposits and reconciled accounts.
Used accounting software to issue the disbursement of funds and prepare consolidated reports.
Loan Processor III
Computershare
05.2021 - 05.2022
Leverage extensive communication skills in gathering client conditions, assembling files, reviewing appraisal, securing documents, and reviewing fees on closing statements
Consistently ensure loan compliance with mortgage lending laws and regulations
Cultivate productive relations with clients, realtors and title/escrow offices to increase profits and expand customer base
Utilize extensive understanding of real estate appraisals, title reports, and real estate transactions in educating clients of the mortgage process and loan procedures
Conduct comprehensive analysis of client financial/ credit data, determining level of risk and matching customer needs with the appropriate loan program.
Loan Processor
Highlight Technologies
04.2020 - 07.2021
Provide support of the federal government SBA program
Provide servicing, processing, and approval of small business loans
Complete loan underwriting such as obtaining and reviewing taxes, P&L, Business Licenses, environmental reports, etc
To make final decision of loan approval and or denial
Offer counseling from SBA Resource Partners at the beginning of and at any time throughout the lending process
USDA Loan Processor II, Bond Processor
Movement Mortgage
11.2018 - 01.2021
Jumbo Loan Post-Closing Analyst II
Assist with mortgage loan closing process by reviewing loan documents for compliance, completeness and accuracy
Obtain missing information, prepare files, and provide support to internal and external customers
Follow up with loan packages and ensures processes are followed according to policies and procedures
Review and properly interprets appraisal reports, title reports and other collateral documentation
Evaluates AUS findings and requests required documentation from borrowers
Reviews AUS conditions obtained and matches conditions to findings
Responsible to ensure loan origination system is properly updated
Submits complete file to Underwriter for final review and underwriting
Clear all prior-to-doc and prior-to-funding conditions
Exhibit a high level of comfort with heavy phone volume throughout the course of a day
Keep informed of trends and developments in the local real estate market, as well as the changing rules and regulations that pertain to both private and government-insured mortgages
Remote Processor III
Wyndham Capital Mortgage Inc
01.2020 - 05.2020
Provide excellent customer service and drive an overall exceptional customer experience using varying forms of communication
Processing, managing, and acting as the primary contact of refinances and purchase loans to meet closing deadlines and lock expiration periods
Maintain a progressing pipeline of Conventional, FHA and VA loans 30+
Effective and timely communication to both external customers (Clients, 3rd Parties, Vendors) as well as internal customers (Loan Officers, Underwriters, Closers)
Highly organized and initiative-taking able to meet deadlines in a challenging environment
Customer Service Specialist
GE Capital Retail Finance
08.2016 - 10.2018
Serviced over 43 million active accounts in the US, Canada and Mexico
Consistently provide superior quality of service
Respond promptly to client and customer inquiries
Oversee high call volume phone calls
Effectively manage service levels and resolve billing disputes
Application processing and disposition Anticipate client /customer needs Identify and use appropriate sources
First Contact Resolution (FCR) Liaison
Benefits Specialist
Aon Hewitt
09.2016 - 03.2018
Built and configure application to client specifications, including benefit plan rules, details, life events, prices, text and documents primarily focusing on annual enrollment and mid-year plan changes
Collaborate directly with clients as necessary to clarify plan rule or reconcile data
Produce reports providing summary and detail for audits
Coordinate EDI feeds with external vendors: insurance carriers, TPAs and payroll/HRIS systems, Pension plans and 401K
Education
No Degree - Atmospheric Science
Wright State University
Dayton, OH
04.2020
High School Diploma -
Jefferson High School
Dayton, OH
05.2016
Skills
Fair Housing Regulations
Customer Focus & Orientation
Responding to customer situations with sensitivity
Cross-referencing agendas and itineraries to avoid scheduling conflicts
Completing Loan Applications
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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It is never too late to be what you might have been.