Daniel Braho

My name is Daniel Braho. I am an Economics student recognized for academic excellence, analytical rigor, and early academic acceleration. I began college at 16 through the dual enrollment program and I currently have a 3.85 GPA with the Outstanding Economics Major Award. I am experienced in econometric research, statistical modeling, and economic data analysis using Python, STATA, and R. I also have academic experience in finance, banking, healthcare, economic analysis, microeconomics/macroeconomics, etc. Peers know me for my intellectual ambition, discipline, and strong commitment to the good of the collective.

• Effect of the minimum wage on employment in the United States mining/quarrying/oil/gas industry.

Conducted an econometric analysis using panel data (1990–2023) to evaluate how minimum wage changes affect employment in the U.S. mining, quarrying, oil, and gas industry.

• Mortgage Lending Discrimination Regarding Gender and Race (HMDA data): Evidence from Florida.

Conducted a large‑scale econometric analysis (272,000+) Florida HMDA mortgage application (2018), finding consistent evidence of a 3-4% higher denial rate for female applicants and significantly higher denial rates for minority applicants across probit and LPM models.

• The Impact of U.S. Housing Prices on the Real GDP of the Construction Industry.

Analyzed BEA, FHFA, and Federal Reserve panel data (2010–2023) and found that U.S. housing price growth consistently increases real GDP in the construction industry, using log‑log models and instrumental variables.

Outstanding Economics Major Award, Monte Ahuja College of Business (AY 2025-2026)

Richard Schier Scholarship (AY 2024–2025).

• Awarded the Outstanding Economics Major Award, which provides physical proof of my academic recognition academic performance.
• Earned the full support and endorsement of the Cleveland State University Economics faculty, reflecting strong relationships, professionalism, and academic integrity.
• Served as a trusted peer confidant, supporting classmates with both academic guidance and personal encouragement to all walks of life.
• Demonstrated early academic achievement by almost completing my bachelor’s degree and gaining acceptance into the Cleveland State University MBA program by age 20.