Daniel Chagoya

Results-driven finance professional specializing in deal structuring and lender relations. Evaluated credit and negotiated loan terms, secured competitive financing through strategic partnerships with financial institutions. Ensured compliance with legal regulations and accuracy in documentation, facilitated timely contract funding. Developed strong client relationships to align financing solutions with individual needs.

• Managed finance office processes for Toyota dealership sales transactions.
• Reviewed credit applications and prepared customer finance paperwork.
• Coordinated lender submissions and funding requirements with banking partners.

• Customer Consultation: Greeting customers, asking targeted questions to understand their needs, budget, and lifestyle, and matching them with appropriate new or used vehicles.
• Product Demonstration: Explaining vehicle features, performance specifications, safety ratings, and technology systems, as well as accompanying clients on test drives.
• Lead Generation & Follow-Up: Prospecting potential buyers through phone calls, email campaigns, and social media, as well as following up with previous buyers to build long-term relationships and earn referral business.
• Deal Negotiation: Presenting pricing structure, trade-in valuations, and promotional discounts; negotiating sale terms to reach an agreement that satisfies both the customer and dealership margins.