Daniel DeMarco

Senior Product Manager responsible for product strategy and delivery across multiple customer-facing and platform systems supporting automated underwriting and credit assessment at scale. Owns roadmap definition, cross-team alignment, and prioritization tradeoffs across highly regulated environments.

• Own product strategy and execution for multiple front-end and back-end platforms supporting automated underwriting and credit assessment, balancing customer experience, regulatory constraints, and platform scalability.
• Led the delivery of customer-facing APIs enabling automated loan submission, underwriting, and verification workflows, partnering with credit policy, loan score modeling, UX/CX, and external vendors to modernize lender experiences.
• Defined and maintained multi-quarter product roadmaps across interdependent systems, making prioritization tradeoffs to align business objectives, technical capacity, and regulatory requirements.
• Drove cross-functional alignment across engineering, policy, analytics, compliance, and third-party partners to deliver cohesive solutions spanning multiple product teams and programs.
• Set product vision and success criteria for new initiatives and enhancements, translating business goals into epics and features and ensuring delivery of measurable customer and operational value.
• Led prioritization and scope decisions across competing initiatives, managing dependencies and sequencing work to maximize impact across the broader underwriting ecosystem.
• Represented the program in executive and stakeholder forums, clearly communicating product strategy, progress, risks, and tradeoffs.
• Owned vendor-facing product strategy and roadmap integration, aligning internal priorities with third-party capabilities and long-term platform direction.
• Directly managed and mentored product owners and product analysts, establishing consistent product practices and raising product maturity across teams.

Product Manager owning large-scale initiatives within Loan Product Advisor (LPA), Freddie Mac’s automated underwriting platform, responsible for defining product vision, roadmaps, and delivery across multi-team, multi-year programs.

• Owned product vision and roadmap for major initiatives within Loan Product Advisor (LPA), Freddie Mac’s automated underwriting platform used by enterprise mortgage lenders.
• Led the strategy and delivery of large-scale programs including Asset and Income Modeler (AIM) and AIM Check API, enabling automated verification of borrower asset and income data and reducing friction in loan submission workflows.
• Defined and prioritized multi-team backlogs at the epic and feature level, making tradeoffs across scope, sequencing, and dependencies to support multi-year program objectives.
• Partnered closely with engineering, credit policy, modeling, operations, and business stakeholders to translate regulatory and customer needs into scalable product solutions.
• Managed delivery across multiple concurrent teams, coordinating timelines, dependencies, and milestones to ensure consistent progress toward roadmap commitments.
• Served as primary product point of contact for senior leadership, communicating product strategy, delivery status, risks, and tradeoffs through executive updates and customer-facing demos.
• Established product frameworks and operating rhythms for major programs within LPA, improving clarity, alignment, and predictability across teams.

Worked with various groups across J.P Morgan's Private Bank to effectively lead and manage global strategic initiatives that enabled clients to invest in a variety of dynamically managed portfolios.

• Partnered with technology product leadership and other key stakeholders to create strategic solutions for new products and tools.
• Established a culture of continuous improvement, fostering innovation and driving sustainable growth across the organization.
• Enhanced company profitability by implementing strategic business plans and optimizing operational processes.
• Led cross-functional teams for the successful completion of major projects, resulting in increased efficiency and client satisfaction.
• Served as a SME of the Agile methodology being introduced and utilized across the division of the company.

Oversaw the planning, implementation and deployment of strategic initiatives and acted as the primary liaison between stakeholders while adhering to Federal Housing Finance Agency (FHFA) regulations.

• Effectively served as lead project manager on multiple initiatives, including the development of newly securitized offerings, process improvements, and product enhancements.
• Collaborated with sponsors and stakeholders to identify and assess risks from the introduction of offerings, policies, and procedures.
• Spearheaded the Multifamily Division’s Change Governance forums to identify, assess and vet impacts, risks and level of effort associated with new offerings.
• Oversaw management of the Multifamily Division’s initiatives and enhancements pipeline, which reports and tracks the progress and performance of current projects.

Managed daily trade limit monitoring on a multi-hundred billion dollar portfolio. Supported Investments & Capital Markets Compliance (I&CMC) activities that are core to the success of the program. Enhanced regulatory compliance by conducting thorough risk assessments and implementing effective control measures.

• Provided daily analytics on all trades conducted and maintained databases to monitor adherence to restrictions and trade limits.
• Maintained Freddie Mac’s Information Wall program that ensures traders are not provided with non-public material or other information that would compromise the integrity of the program.
• Monitored the personal investments of I&CMC personnel and provided pre-approval on any transactions.
• Continually built relationships with members of I&CMC and other business areas to create alignment across divisions and enhance the effectiveness of the compliance program.

• Worked directly with top executive officials of Stargates, Inc., a consulting firm providing engineering and professional support services to federal and defense agencies.