Daniel Farris
Santa Rosa,CA
Summary
Collaborative leader with dedication to partnering with others to promote an engaged and empowered work culture. Documented strengths in building and maintaining relationships with diverse range of stakeholders in dynamic, fast-paced settings. Passionate about learning new technologies and exploring new possibilities to deliver well structured products to clients and customers.
Overview
8
8
years of professional experience
Work History
SBA - Assistant Vice President
Exchange Bank
09.2018 - Current
- Underwrote, or approved, over $100MM in various loans including commercial real estate, SBA 7A, SBA 504, and C&I (excluding PPP).
- Assisted with the $85MM SBA portfolio including servicing requests, compliance reporting and risk grade changes.
- Reviewed loan applications to preflight deals with sales and development teams to determine viability and eligibility.
- Assessed client's financial information, credit history, and current economic conditions to determine probability and profitability of repayment.
Commercial Loan Underwriter
Summit State Bank
01.2016 - 09.2018
- Underwrote complex commercial loans varying in size and scope to industries including manufacturing, agriculture, construction, development, and retail.
- Responsible for covenant compliance and tickler management for the bank's portfolio (asset size $650MM).
- Negotiated loan terms and conditions with customers and sales teams while collecting required documentation.
Fraud Analyst
Ross Inc
01.2015 - 01.2016
- Conducted reviews to identify inconsistencies for internal fraud and process improvements for 1,500+ locations, globally.
- Communicated to Executive Management risks and opportunities across multiple brands under the Fortune 500 company.
- Built custom reports utilized by the RISC department to identify internal loss and reduce shrinkage for Ross which generated $14B+ in sales.
Education
MBA - School of Business And Economics
Sonoma State University
Rohnert Park, CA02.2020
Bachelor of Science - Finance
California State University - Sacramento
Sacramento, CA12.2014
Bachelor of Science - Risk Management
California State University - Sacramento
Sacramento, CA12.2014
Skills
- Cash Flow and Financial Analysis
- Financial Modeling and Forecasting
- Project Management
- Loan Origination and Underwriting
- Portfolio Management
- Mergers and Acquisitions
- Risk Management
- Data Analysis
Community Involvement
Sat on various non-profit board of directors including the Active 20-30 Club. Ran multiple fundraisers including the annual Battle of the Brews, one of California's largest beer festivals. I have helped raise over $1,000,000 for underprivileged youth and low income families in Sonoma County.
Timeline
SBA - Assistant Vice President
Exchange Bank
09.2018 - Current
Commercial Loan Underwriter
Summit State Bank
01.2016 - 09.2018
Fraud Analyst
Ross Inc
01.2015 - 01.2016
MBA - School of Business And Economics
Sonoma State University
Bachelor of Science - Finance
California State University - Sacramento
Bachelor of Science - Risk Management
California State University - Sacramento
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