Daniel Hack
West Bend,WI
Summary
Professional with strong background in loan consulting, adept at analyzing financial data, assessing risk, and providing tailored lending solutions. Known for fostering team collaboration and delivering consistent results, adaptable to changing needs, and dependable in high-pressure situations. Strong skills in financial analysis, client relationship management, and regulatory compliance. Highly valued for reliability, flexibility, and results-driven mindset.
Overview
19
19
years of professional experience
Work History
LOAN CONSULTANT
ILENDING
05.2025 - Current
- Analyzed client financials to determine loan eligibility and recommend appropriate products.
- Developed customized mortgage solutions based on individual client needs and market trends.
- Guided clients through loan application process, ensuring compliance with regulations and documentation requirements.
- Collaborated with underwriting teams to facilitate timely loan approvals, enhancing customer satisfaction.
- Streamlined operational workflows by implementing best practices in loan processing and documentation management.
CREDIT UNDERWRITER/LOAN CONSULTANT
AUTO APPROVE
08.2021 - 05.2025
- Negotiated loan terms and conditions with customers while ensuring that they meet company standards.
- Communicated loan decision results to applicants in a professional manner.
- Researched emerging trends in the credit industry to identify new opportunities.
- Assessed customer compliance with regulatory requirements such as Anti-Money Laundering policies.
- Monitored portfolio performance by analyzing delinquency trends, loss severity levels.
- Collaborated closely with other departments such as legal, accounting, operations.
- Analyzed financial statements and credit reports to assess the creditworthiness of borrowers.
- Identified areas of potential risk associated with lending decisions.
- Conducted detailed investigations into customer background, assets, liabilities, and other related matters.
- Developed strategies to mitigate risks associated with lending decisions.
FINANCIAL ANALYST
GM FINANCIAL
12.2018 - 07.2021
- Investigate loan originations for fraud or misrepresentation by reviewing the loan documentation and the systems utilized to underwrite, fund, and collect the accounts
- Apply auto finance experience, corporate policies, procedures and departmental research to accurately identify loan origination deficiencies
- Utilize results to make appropriate, formal recommendations and suggestions for reducing, eliminating or monitor
- Identify origination weaknesses and recommend change when necessary
- Assist in the development and support of models, analysis, and reporting related to the soundness of credit and collection activities
- Monitor, analyze and summarize compliance with origination policies
- Create reports for management with viable recommendations for improvement of business operations, efficiencies, and internal controls
- Ensure project/review completion by understanding project expectations and deadlines, overcoming obstacles and communicating progress, delays and issues to management
- Coach, mentor, and assist fellow team members to establish a consistent level of quality, accuracy and compliance to departmental standards internal controls
- Assist the Credit Review Manager with the distribution of incoming work
- Represent Credit Review in business segment meetings as needed.
SALES ALLOCATION MANAGER
LEXUS
04.2015 - 12.2018
- Manage the dealership CRM and implement processes and workflows
- Create strategies to maximize sales and profitability through accurate and timely product allocation and inventory forecasting
- Evaluate monthly revenue and prepare quarterly financial reports
- Maintain inventory records on all vehicles available for purchase
- Build strong working relationships with vendors, suppliers and businesses.
ASSISTANT PREOWNED MANAGER
LEXUS
08.2014 - 12.2014
- Directed the reconditioning of trade-in vehicles for resale
- Reviewed and approved sales deals by all sales associates
- Monitored and reported sales volume, financial and business transactions
- Maintained updated listing of all available used vehicles
- Adhered to all state regulations regarding used vehicles sales
- Appraised all used vehicles and maintained a database of vehicles conditions.
INTERNET SALES MANAGER
LEXUS
01.2011 - 12.2013
- Achieved Lexus Master Certified Internet Sales Consultant
- Handled customer inquiries and resolved vehicle issues in a timely and professional manner
- Significantly increased percentage of internet sourced sales
- Consistently exceeded store sales and profit
- Responded to all internet leads in a timely manner providing product and pricing information.
SALES ASSOCIATE
UPTOWN CHEVROLET
04.2007 - 12.2010
- Sold both new and used cars as well as finance and related products to clients
- Marketing and promoting vehicle add-ons such as Finance and Insurance protection
- Represented the company at trade shows and exhibitions
- Got involved in various company-wide advertising and promotional activities
- Prepared sold vehicles for customer delivery by having them serviced and cleaned up
- Established long-term relationships with clients and developed a strong pattern of repeat sales, client loyalty, and referrals.
Education
ASSOCIATE OF APPLIED SCIENCE/MARKETING -
WAUKESHA COUNTY TECHNICAL COLLEGE
05.2007
Skills
- Master Sales certified
- Business Forecasting
- Comparative Analysis
- Statistical Analysis
- Risk Mitigation
- Business Planning
- Salesforce CRM
- Market Evaluation
- Risk Assessments
- Loan structuring
- Risk evaluation
- Debt settlement
- Consumer lending
Timeline
LOAN CONSULTANT
ILENDING
05.2025 - Current
CREDIT UNDERWRITER/LOAN CONSULTANT
AUTO APPROVE
08.2021 - 05.2025
FINANCIAL ANALYST
GM FINANCIAL
12.2018 - 07.2021
SALES ALLOCATION MANAGER
LEXUS
04.2015 - 12.2018
ASSISTANT PREOWNED MANAGER
LEXUS
08.2014 - 12.2014
INTERNET SALES MANAGER
LEXUS
01.2011 - 12.2013
SALES ASSOCIATE
UPTOWN CHEVROLET
04.2007 - 12.2010
ASSOCIATE OF APPLIED SCIENCE/MARKETING -
WAUKESHA COUNTY TECHNICAL COLLEGE