Daniel Harkins
Dallas,TX
Summary
Daniel Harkins is a recent graduate from Florida State University with a goal of developing knowledge, skills, and abilities in business operations. Through determination and ambition, he plans to build a successful career where he can maximize value to clients and create ongoing relationships to drive organic business growth and development.
Overview
5
5
years of professional experience
Work History
Leveraged Finance Analyst
Capital One Bank N.A
07.2022 - Current
- Conducted underwriting and portfolio management of credit exposure to relationships within an $18 billion credit portfolio.
- Compiled and coordinated financial data to capture credit metric and risk trends, compliance, and performance of each relationship.
- Facilitated financing to medium to large companies for M&A, corporate growth, balance sheet refinancings, and recapitalizations
Portfolio Risk Analyst
Florida First Capital Finance Corporation
10.2021 - 04.2022
- Responsible for conducting portfolio management activities on a portfolio of SBA 504 loans.
- Conducted financial statement and credit analysis to identify exposure to deteriorating performance and probability of default.
- Participated in ongoing efforts to strengthen risk culture and fine-tuned risk appetite for lending and funding activities.
Student Portfolio Analyst
Florida State University, College of Business
08.2021 - 04.2022
- Facilitated portfolio performance review and implemented new strategies.
- Developed and presented proposals for new investments.
- Assisted Portfolio Manager with due diligence and portfolio management.
Credit Underwriting Assistant
Florida First Capital Finance Corporation
07.2020 - 09.2021
- Assisted credit underwriting team with underwriting and analysis of credit opportunities.
- Reviewed credit reports, financial statements and transactions to verify accuracy and completeness.
- Contacted borrowers to gather additional information to make appropriate lending decisions.
Loan Servicing Officer
Florida First Capital Finance Corporation
04.2020 - 07.2020
- Developed and maintained relationships with customers, lenders and other third parties.
- Evaluated compliance to loan covenants and submitted documentation from borrowers to verify accuracy and completeness.
- Maintained customer relationships and serviced borrower requests via ongoing loan servicing activities.
Sales Professional
Morgan Automotive Group
05.2019 - 08.2019
- Grew client base by analyzing consumer needs to introduce relevant products and complete sales processes.
- Provided timely and effective resolutions to concerns, securing clients and ensuring satisfaction.
- Implemented effective prospecting strategies and elevated new business opportunities.
- Closed sales transactions by overcoming objections and strategic negotiation with clients.
Customer Service Representative
Asbury Automotive Group
05.2018 - 08.2018
- Handled customer inquiries and suggestions courteously and professionally.
- Actively listened to customers, handled concerns quickly and escalated major issues to supervisor.
- Drove customer satisfaction and maintained relationships.
Education
Master of Science - Finance, Real Estate
Florida State University
Tallahassee, FL05.2022
Bachelor of Science - Finance
Florida State University
04.2021
Bachelor of Science - Business Management
Florida State University
04.2021
Skills
- MS Office Suite
- Financial Statement Analysis
- Market Analysis
- Financial Modeling
- Forecasting Trends
- Sales and Negotiation
- Relationship Management
- Customer Service
Timeline
Leveraged Finance Analyst
Capital One Bank N.A
07.2022 - Current
Portfolio Risk Analyst
Florida First Capital Finance Corporation
10.2021 - 04.2022
Student Portfolio Analyst
Florida State University, College of Business
08.2021 - 04.2022
Credit Underwriting Assistant
Florida First Capital Finance Corporation
07.2020 - 09.2021
Loan Servicing Officer
Florida First Capital Finance Corporation
04.2020 - 07.2020
Sales Professional
Morgan Automotive Group
05.2019 - 08.2019
Customer Service Representative
Asbury Automotive Group
05.2018 - 08.2018
Master of Science - Finance, Real Estate
Florida State University
Bachelor of Science - Finance
Florida State University
Bachelor of Science - Business Management
Florida State University
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