Daniel Heim
Imperial,CA
Summary
Driven Relationship Manager and Financial Analyst with strong background in financial analysis, budgeting and forecasting, as well as building and developing relationships with existing and prospective clients. Develops and implements financial plans and delivers strategic financial advice that best meets clients needs while also maintaining appropriate level of risk for bank.
Overview
6
6
years of professional experience
Work History
Relationship Manager
Rabo AgriFinance
12.2022 - 08.2023
- Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
- Built and maintained relationships with new and existing clients while providing high level of expertise in regards to their financing and business operational needs.
- Developed and structured loan facilities to most effectively meet the customers needs while providing appropriate risk to the bank.
Senior Financial Analyst
Rabo AgriFinance
09.2017 - 12.2022
- Spread and evaluate high level data from various types of financial statements from differing types of agriculture businesses.
- Perform detailed financial, business, collateral, and risk analysis, including projections, stress tests, and sensitized analysis.
- Underwrite detailed credit applications and analysis for existing and prospective customers with lending relationships typically between $1.0 - $30.0 million.
Education
Bachelor of Science - Business Administration And Marketing
Point Loma Nazarene University
San Diego, CA05.2017
Skills
- Proficient in a variety of Microsoft programs including Excel, Outlook, Powerpoint, and Word
- Proficient in financial underwriting using AFS, Credit Quest, and nCino systems
- Proficient in performing risk and collateral analysis in CRE and LEA systems
- Proficient in providing high level financial analysis, including projections, stress testing, and sensitized analysis
- Proficient working in most computer programs using Windows, Mac, and Dell computers
- Able to communicate clearly and concisely
- Work well with others in Team environment
Timeline
Relationship Manager
Rabo AgriFinance
12.2022 - 08.2023
Senior Financial Analyst
Rabo AgriFinance
09.2017 - 12.2022
Bachelor of Science - Business Administration And Marketing
Point Loma Nazarene University
Similar Profiles
CASEY BAKER, CFACASEY BAKER, CFA
MANAGING DIRECTOR at RABO AGRIFINANCEMANAGING DIRECTOR at RABO AGRIFINANCE
Jacqueline O'NealJacqueline O'Neal
Team Lead, Syndications & Loan Restructure at Rabo AgriFinanceTeam Lead, Syndications & Loan Restructure at Rabo AgriFinance
Laney MarshallLaney Marshall
Senior Financial Analyst at Rabo AgriFinanceSenior Financial Analyst at Rabo AgriFinance