DANIEL JAMES BARKOSKY
Scottsdale,USA
Summary
Accomplished Portfolio Manager offering many years of experience in developing recommendations for effective portfolio management. Adept at controlling risk, managing client relationships, and capitalizing on opportunities. Looking to build a career and make a positive impact on a credit portfolio of businesses loans.
Overview
33
33
years of professional experience
Work History
Portfolio Manager
Wells Fargo Capital Finance
Scottsdale, AZ
07.2004 - Current
- Manage a 10 person team overseeing a $2B middle market portfolio
- Have signing authority up to $20MM
- Approve all credit requests for new and existing customers from $10MM - $110MM
- Analyzed market trends to form risk management strategies on problem loans
- Collaborated with cross-functional teams to streamline portfolio management processes.
- Conducted regular performance reviews to assess portfolio health and compliance
- Refer business to other Wells Fargo Bank partners
Senior Relationship Manager, Middle Market
Wells Fargo Bank AZ
Scottsdale, AZ
12.2000 - 06.2004
- Originate loans consisting of equipment loans, permanent investor & owner occupied real estate loans.
- Also originate operating lines secured by A/R, inventory and fixed assets (lines typically on borrowing bases).
- Manage existing portfolio of $37MM in loans/lines and $30MM in deposits.
- Required to write annual CAP's for renewals, create quarterly watch list reports and prepare portfolio for both internal and external audits.
- Exceeded sales goals last three years on new loans (S20MM-2003), fee income, cross sell and retention goals.
Senior Commercial Collateral Analyst II/III
Wells Fargo Business Credit, Inc.
Phoenix, AZ
04.1998 - 11.2000
- Perform reviews of present and prospective customers (both business credit and bank customers)
- Assist the portfolio staff to develop ways to manage problem loans
- Test validity, quality and quantity of collateral
- Perform financial analysis of income statement and balance sheet
- Reviewed eleven new business loans, of which seven funded in 2000
Loan Administration Manager III
Norwest Business Credit, Inc.
Phoenix, AZ
04.1992 - 03.1998
- Create Loan Administration Department for the Phoenix Norwest Business Credit office
- Hire and train Loan Administration staff, initially four Loan Administrators, grew to nine Loan Administrators
- Establish procedures and processes to facilitate passing the Internal Audit and CPR examination
- Set up ACH, wire transfer (repeat code), lockbox, collateral/operating/payroll accounts for new customers
Loan Administrator/Senior Loan Administrator
Norwest Business Credit, Inc.
Minneapolis, MN
06.1992 - 03.1993
- Monitor portfolio of twelve to fifteen accounts
- Wire money to customers using BankTies
Education
Undergraduate - Economics
Augsburg College
Minneapolis, MNSkills
- Portfolio management
- Risk analysis
- Credit assessment
- Relationship management
- Team leadership
- Problem solving
- Effective communication
- Negotiation skills
- Cross-functional collaboration
- Risk rating
Hobbies and Interests
- Golf, travel and hockey.
Timeline
Portfolio Manager
Wells Fargo Capital Finance
07.2004 - Current
Senior Relationship Manager, Middle Market
Wells Fargo Bank AZ
12.2000 - 06.2004
Senior Commercial Collateral Analyst II/III
Wells Fargo Business Credit, Inc.
04.1998 - 11.2000
Loan Administrator/Senior Loan Administrator
Norwest Business Credit, Inc.
06.1992 - 03.1993
Loan Administration Manager III
Norwest Business Credit, Inc.
04.1992 - 03.1998
Undergraduate - Economics
Augsburg College