Daniel Messina
309 N. West Rd, Lombard,IL
Summary
Objective:
To find and maintain a full-time position as a Senior Mortgage Closer that offers professional challenges utilizing interpersonal skills, excellent time management and strong problem-solving abilities.
Current professional summary:
-Successfully assembles closing documentation for various types of loans.
-Works quickly and accurately to meet strict timeline guidelines.
-Maintains and easily handles more than 40 loans per month.
-Keeps paperwork organized for smooth closings.
-Uses job boards and our internal database in order to fill open contracts or direct positions with our clients.
-Maintains relationship with existing clients as well as generates leads for sales teams.
Overview
6
6
years of professional experience
Work History
Senior Closer
The Federal Savings Bank
09.2020 - Current
- Maintain checklists of required documentation and open issues affecting closings.
- Collaborate with lenders, agents and legal professionals to resolve transactional and title issues.
- Handle as many as 40 closing files each month by effectively organizing, multitasking and prioritizing closing work.
- Prepare closing statements for numerous closings and detailing important property information.
- Verify government-backed loans followed strict agency guidelines.
- Analyze identified defects and remediated issues by using established procedures and available resources.
- Verify closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Compile closing packages for drafting and presentation accuracy.
Recruiter
Sterling Engineering
02.2019 - 08.2020
- Source for the strongest candidates using job boards and our internal database in order to fill open contracts or direct positions with our clients.
- ·Maintained relationships with existing clients as well as generated leads for Sterling Engineering's sales team.
- Coordinated interviewing schedules between candidate and client.
- Maintained communication with all contractors within my pipeline to ensure that any and all issues are addressed quickly.
- Met and exceeded KPI's set by management in order to reach annual quotas.
Closing Disclosure Analyst
Platinum Home Mortgage Corporation
04.2018 - 11.2018
- Reviewed, verified and examined loan documents through Encompass Software to submit to underwriting.
- Re-performed calculations of numbers and ratios for various types of loans.
- Researched open items and resolved priority issues by working with various departments within the organization and other outside sources.
- Analyzed, researched and resolved complex customer inquiries through telephone calls, email and report data.
- Performed tasks in compliance with RESPA guidelines, investor guidelines and CFPB regulations.
- Served as contact/liaison for customers with loan level and/or report data questions/inquiries through various means of communication.
- Communicated with a variety of internal staff, customers, vendor and investor contacts depending on current function.
- Answered complex customer inquiries concerning all aspects of mortgage loan servicing.
- Followed-up through completion of all issues to make sure they are resolved. Provided written confirmation upon completion of researched issues to mortgage company or customer.
- Maintained knowledge base of practice, procedure and policy within loan servicing. Receive reports from third party vendor and review results to determine trends, patterns and areas of risk.
- Reviewedservicing files for compliance with applicable laws and investor requirements.
Education
Bachelor of Arts - Criminal Justice
Carthage College
Kenosha, WI06.2007
Skills
- Microsoft Office
- Attention to detail
- Analytical thinking
- Multi-tasking
- Records management
- Customer service
- Cross-Departmental collaboration
- Interpersonal skills
- Highly organized
- Research skills
- Communication
- Prioritizing workflow
- Problem solving
- Decision Making
- Closing Documentation
- Customer Communication
- Funds Disbursement Application
- Customer Relations
- Product Education
- Payment Schedule Computation
- Loan Records Filing and Maintenance
- Loan Information Recording
- Legal Documentation
- Loan Funding
- Lender Collaboration
- Funds Disbursement
- Government Lending
- Closing Costs Calculation
- General Mortgage Associate
- Active Listening and Learning
- Providing Feedback
- Professional Relationships
- Calculations Error Correction
- Dependable and Responsible
- Attention to Detail
Timeline
Senior Closer
The Federal Savings Bank
09.2020 - Current
Recruiter
Sterling Engineering
02.2019 - 08.2020
Closing Disclosure Analyst
Platinum Home Mortgage Corporation
04.2018 - 11.2018
Bachelor of Arts - Criminal Justice
Carthage College