Daniel Miller
Middletown,MD
Summary
Fantastic critical thinker with great memory and efficiently organize vast amounts of data. Great at performing internal audits, conducting investigative reporting and transcribing information.
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
13
13
years of professional experience
Work History
Senior Due Diligence Consultant
Wells Fargo Bank
02.2021 - 07.2023
- Conducted periodic compliance audits and reviews to identify areas of improvement on low/moderates and high risk relationships.
- Assisted with development of compliance objectives and strategies.
- Maintained up-to-date knowledge of applicable laws and regulations.
- Participate in conducting due diligence programs on moderately complex initiatives and deliverables within functional area and contribute to large scale planning related to functional area deliverables.
- Provide subject matter expertise on due diligence documentation requirements and data sources.
- Support business in execution of due diligence reporting processes and controls, interpret policies, guidelines and governance programs.
- Compile and evaluate reports results and escalate when necessary.
- Collaborate and consult with peers, colleagues, managers and internal and external customers to resolve issues and achieve goals.
- Create, present, and implement updated training to organization.
- Develop underperforming consultants through one on one training and clear feedback.
Due Diligence Consultant
Wells Fargo Bank
12.2017 - 02.2021
- Collected detailed notes on investigations and other communication to adhere to legal requirements and enhance recordkeeping.
- Detailed analyses to detect patterns, trends, anomalies and schemes in transactions and relationship.
- Conduct investigative research using appropriate investigative techniques to determine liability and impact of cases including mitigation of financial losses or interruptions.
- Complete remediation efforts for Bank Secrecy Act & Anti-Money Laundering through proper customer due diligence and customer identification program.
- Ensure that documents are consistent and uphold to company and industry guidelines.
Consumer Loan Underwriter
Wells Fargo Home Lending
07.2010 - 12.2017
- Reviewed financial statements, credit histories, income reports and other information to make accurate determinations about loan decisions.
- Identified and quickly resolved complex customer and loan problems with potential to negatively impacting operations management and business direction.
- Well versed with credit policy and application of knowledge in credit decision rationale.
- Travel to events to represent company & intervene with borrowers concerns using sound judgment & effective interpersonal/communication skills.
- Work closely with Home Preservation Specialists & Second Level Review to streamline decision turn times & increase one-touch percentage.
- Analyze Mortgage Backed Security loans and proficient with decision tool.
- Act in management capacity when manager is out of the office to support team and provide direction for escalated issues.
Education
No Degree - Business Administration
Frederick Community College
Frederick, MDHigh School Diploma -
Frederick Christian Academy
Frederick06.2003
Skills
- Risk Identification
- Bank Secrecy Act
- Anti Money Laundering (AML)
- Document Review
- Data Security
- Business Operations
- Compliance Reporting
- Internal Policy Implementation
- Consultations and Recommendations
- Identification Verification
- Program Verifications
- Financial Crimes Investigations
Timeline
Senior Due Diligence Consultant
Wells Fargo Bank
02.2021 - 07.2023
Due Diligence Consultant
Wells Fargo Bank
12.2017 - 02.2021
Consumer Loan Underwriter
Wells Fargo Home Lending
07.2010 - 12.2017
No Degree - Business Administration
Frederick Community College
High School Diploma -
Frederick Christian Academy