Summary
Overview
Work History
Education
Skills
References
Timeline
Generic

Daniel Olu

Princeton

Summary

Detail-oriented financial crime investigator with proven expertise in transaction monitoring, fraud detection and prevention, CIP, KYC/KYB, and SAR preparation. Adept at conducting thorough investigations and delivering comprehensive reports that consistently meet regulatory compliance standards. Strong analytical skills and commitment to safeguarding financial institutions from risk.

CERTIFICATION

CERTIFIED ANTI-MONEY LAUNDERING SPECIALIST (CAMS) - SCHEDULED - DEC - 2025.

Overview

6
6
years of professional experience
5
5
years of post-secondary education

Work History

Fincrime Operation Investigator - SAR Analyst

PlainsCapital Bank
Dallas
12.2024 - Current
  • Conduct thorough investigations into potentially suspicious activities, leveraging both internal databases and external sources.
  • Analyze complex financial transactions and customer behavior to detect patterns suggestive of money laundering, fraud, or other financial crimes.
  • Assess and prioritize alerts generated by transaction monitoring systems and detection tools for further review.
  • Collect and examine supporting documentation, including KYC/KYB information, transaction records, and other relevant data, to inform investigations.
  • Interpret data to identify trends and risks associated with financial crime, supporting the team in making informed, data-driven decisions.
  • Prepare detailed investigation reports that document findings, conclusions, and recommendations for next steps, or escalation.
  • Draft and file Suspicious Activity Reports (SARs) in compliance with regulatory requirements, FINCEN, and internal policies.
  • Liaise with external financial institutions and law enforcement agencies, as required during investigations and SAR processes.
  • Maintain accurate and comprehensive records of all investigations, SAR filings, and related activities to support audits and regulatory compliance.
  • Provide input on process improvements, and assist with backlog, and look-back projects.
  • Stay current on emerging financial crime trends, typologies, regulatory changes, and SAR filing standards to ensure effective prevention and detection.

Fraud / Risk Investigator II

Pegasus Bank
Dallas
08.2022 - 10.2024
  • Accountable for identifying, investigating, and mitigating fraud risks across all areas of the bank’s operations to protect assets, and ensure regulatory compliance.
  • Leverage deep expertise in card fraud, chargeback processes, and financial crime investigations, with a proven ability to present clear, well-supported findings.
  • Conducted end-to-end investigations into suspected wire fraud, elderly abuse, digital currency, device compromise, and other financial crimes, utilizing fraud detection tools (e.g., Falcon, SAS, Actimize, FICO, Brighterion), and internal models to identify suspicious activity.
  • Reviewed and prioritized transaction monitoring alerts, escalating high-risk cases for immediate action to prevent potential losses.
  • Possess in-depth knowledge of, and proven ability to apply, Regulation E and Regulation CC in fraud investigations, dispute resolution, and compliance processes.
  • Monitored and analyzed emerging fraud trends, adapting detection and prevention measures to address evolving threats.
  • Manage merchant fraud cases end-to-end, ensuring comprehensive documentation, root cause analysis, and timely reporting to internal teams and external stakeholders; support chargeback resolution, and fraud recovery initiatives.
  • Prepare and file Suspicious Activity Reports (SARs) in compliance with regulatory requirements.
  • Maintained precise case documentation and evidence control to support audits, regulatory inquiries, and potential legal proceedings.
  • Contributed to the design and implementation of advanced fraud prevention strategies and controls, reducing fraud exposure, and enhancing detection capabilities.

AML/BSA/OFAC Compliance Analyst

Peoples Bank
Princeton
09.2019 - 03.2022
  • Execute comprehensive Customer Identification Program (CIP) and Enhanced Due Diligence (EDD) reviews for assigned high-risk customers, ensuring full compliance with regulatory standards and internal policies, while meeting strict deadlines.
  • Record detailed findings in designated systems, preparing clear and well-organized narrative reports outlining actions taken, conclusions reached, and recommended next steps.
  • Perform Customer Due Diligence (CDD/EDD) and sanctions screening on high-risk categories, including Politically Exposed Persons (PEPs), Specially Designated Nationals (SDNs), Marijuana-Related Businesses (MRBs), and other elevated-risk profiles.
  • Conduct BSA, AML, and OFAC risk assessments for clients and programs, delivering actionable recommendations to senior leadership on identified risk areas and mitigation measures.
  • Carry out quality assurance and quality control (QA/QC) reviews of first-line transaction monitoring outcomes to verify accuracy and regulatory adherence.
  • Manage onboarding compliance processes, including risk scoring, Know Your Customer (KYC), and Know Your Business (KYB) reviews, and continuous monitoring of both individual and small business accounts.
  • Undertake EDD investigations on high-risk customers, partners, and vendors, evaluating ownership structures, operational models, and geographic exposure risks.
  • Recommend process improvements, technology enhancements, and research tools to strengthen efficiency, accuracy, and risk detection capabilities.
  • Prepare and submit well-supported referrals to the Financial Intelligence Unit (FIU) for further review and potential Suspicious Activity Report (SAR) filing.
  • Lead and contribute to special compliance projects, and other initiatives as assigned.

Education

Bachelor of Science - Economics

Lagos State University
Lasu Ojo., Lagos
10.1998 - 09.2003

Skills

  • Financial crime investigation
  • Transaction monitoring
  • Suspicious activity reports / regulatory compliance
  • Attention to detail, critical thinking
  • Fraud detection, prevention, and investigation
  • Pattern recognition
  • Customer due diligence, CIP, EDD, and KYC
  • Risk mitigation and assessment
  • Tools and software: FLEXCUBE, Fenergo, Nucleus, LexisNexis, World-Check, Microsoft 365, experience with Fidelity Information Services (FIS) platforms, Actimize, Verafin, Mantas, CEW, Check Image, Nautilus web, Wire Watch, Falcon, SAS, Actimize, FICO, Brighterion
  • Demonstrated expertise in financial services compliance, with a strong understanding of OFAC, FINCEN, and BSA/AML regulatory mandates

References

References available upon request.

Timeline

Fincrime Operation Investigator - SAR Analyst

PlainsCapital Bank
12.2024 - Current

Fraud / Risk Investigator II

Pegasus Bank
08.2022 - 10.2024

AML/BSA/OFAC Compliance Analyst

Peoples Bank
09.2019 - 03.2022

Bachelor of Science - Economics

Lagos State University
10.1998 - 09.2003

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