DANIEL RUBIO
Concord,CA
Summary
Relocating to Charlotte, NC.
Skilled Branch Manager with demonstrated success in coordinating team and financial activities. Friendly and adaptable professional with remarkable leadership and program management skills.
Overview
1
1
Certification
7
7
years of professional experience
Work History
Branch Manager | Regional Finance
02.2023 - Current
- Direct branch leadership across consumer lending, sales, collections, compliance, cash controls, financial reporting, customer service, and daily operations.
- Manage $14M+ in cumulative branch portfolios across the company while balancing growth, customer needs, credit quality, collections, and operational controls.
- Managed $14M+ in cumulative branch portfolios, balancing growth, customer needs, credit quality, collections, and operational controls to ensure financial stability.
- Achieved 100% of sales goals, with highest monthly loan production of $400K through disciplined lead management, needs-based selling, and relationship development.
- Delivered 30% annual branch revenue growth through focused business development, customer retention strategies, product adoption initiatives, and effective team execution.
- Ranked in the top three for collection recovery and delinquency performance through proactive outreach, account strategy, and consistent follow-up.
- Oversee audits, regulatory/compliance processes, cash management, financial reporting, documentation quality, and internal controls.
- Build a high-performance culture using daily scorecards, targeted coaching, lead-response standards, and individualized development plans.
Assistant Store Manager
Ashley Furniture HomeStore
02.2020 - 02.2023
- Recognized for leadership and sales performance in a high-volume customer-facing environment.
- Monitored sales, margins, and operational performance to implement strategies enhancing profitability.
- Assisted with recruiting, onboarding, training, scheduling, inventory management, and merchandising for daily operational execution.
- Earned recognition for leadership and sales performance in high-volume customer-facing environment.
Education
Cosumnes River College
Sacramento, CASkills
- Consumer Lending
- Loan Production
- Collections & Delinquency
- Regulatory Compliance
- P&L / Financial Reporting
- Branch Operations
- Portfolio Management
- Business Development
- Revenue Growth
- Team Leadership
- Branch oversight
- Customer Relationship Management
- Customer relationships
- Excellent time management skills
- Customer service
- Branch operations management
Accomplishments
- $14M+ Cumulative branch portfolios managed
- $400K Highest monthly loan production
- 100% Sales goal attainment
- 30%+ Annual branch revenue growth
- 15+ Employees led and developed
- Top 3 Collection recovery & delinquency performance
Certification
Life Insurance License
Timeline
Branch Manager | Regional Finance
02.2023 - Current
Assistant Store Manager
Ashley Furniture HomeStore
02.2020 - 02.2023
Cosumnes River College