Daniel F. Baxter III
Duncan,OK
Summary
Dedicated professional with a history of meeting company goals by utilizing consistent and organized practices. Additionally, highly motivated to continue career growth using skills from roles of management, direct, indirect, consumer, commercial, and real estate lending, allowing decisions to be made under pressure while adapting to new situations and challenges that best enhance the organizational brand.
Overview
18
18
years of professional experience
Work History
AVP - Consumer & Small Business Lender
First National Bank & Trust Co. of Chickasha
Chickasha, OK
02.2025 - Current
- Analyze market trends to implement and align business strategies with customer needs.
- Collaborate with senior leadership to establish long-term goals and ensure alignment across departments.
- Conduct risk assessments to identify potential challenges, enabling proactive mitigation strategies.
- Develop and maintain strong relationships with clients, resulting in increased business opportunities.
- Maintain compliance with industry regulations by implementing risk mitigation measures and maintaining accurate documentation.
- Cultivate and strengthen lasting client relationships using strong issue resolution and dynamic communication skills.
- Monitor portfolio strengths and weakness to assess areas of opportunity for growth and asset improvement.
- Regularly participate in community events including but not limited to Festival of Light, Chamber of Commerce, FFA/4H Banquets.
- Serve as chair for an internal council focused on company progress and employee experience.
Director of Mortgage Lending / Sr. Loan Officer
Endurance Federal Credit Union
Duncan, OK
03.2012 - Current
- Implement business strategies, increasing revenue and effectively targeting new credit union needs.
- Maintain compliance with federal and industry regulations by understanding and using lending guidelines.
- Collaborate with loan officers to ensure timely completion of applications.
- Provide exceptional member service throughout the entire application process.
- Conduct comprehensive credit analyses to determine applicant eligibility for various loan products.
- Contribute to portfolio growth by accurately assessing risk levels and making informed decisions on approvals.
- Interview applicants by telephone or in person to obtain personal and financial data needed to complete request.
- Decisioning of various types of applications including consumer, indirect, auto, signature, revolving and real estate.
Branch Manager
City National Bank & Trust
Lawton, OK
07.2008 - 02.2012
- Increased branch profitability by implementing cost-saving measures and streamlining operational processes.
- Developed a high-performing team through targeted recruitment, training, and performance management initiatives.
- Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
- Strengthened relationships with key clients, securing long-term partnerships and driving revenue growth.
Education
Associate of Applied Science - Management
Oklahoma State University
Oklahoma City, OK2028
Certificate in Business And Commercial Lending - Banking
American Bankers Association
Washington, DC07.2026
Certification - Autobody Technology
Red River Technology Center
Duncan, OK05.2006
Diploma - General Studies
Empire High School
Duncan, OK05.2006
Skills
- Data Analysis
- Revenue Generation
- Sales Tracking
- Customer Service Management
- Organizational Skills
- Time management abilities
- Problem-solving aptitude
- Analytical Thinking
- Decision-Making
- Excellent Communication
- Business Development
- Terms negotiation
- Proficient in 10-key
- Credit analysis
- Loan Origination
- Consumer Lending
- Creditworthiness Determination
- Multitasking
- Commercial Lending
- Portfolio Management
Timeline
AVP - Consumer & Small Business Lender
First National Bank & Trust Co. of Chickasha
02.2025 - Current
Director of Mortgage Lending / Sr. Loan Officer
Endurance Federal Credit Union
03.2012 - Current
Branch Manager
City National Bank & Trust
07.2008 - 02.2012
Associate of Applied Science - Management
Oklahoma State University
Certificate in Business And Commercial Lending - Banking
American Bankers Association
Certification - Autobody Technology
Red River Technology Center
Diploma - General Studies
Empire High School