Danielle Borden

Commercial Real Estate Loan Processor

Bank Independent

Sheffield, AL

08.2010 - Current

Reviewed loan applications and supporting documents to ensure accuracy of information provided.
Analyzed credit reports, income statements, asset documentation, appraisals and title reports.
Verified all required forms were completed accurately and signed by the borrower.
Communicated with customers regarding loan status and requested additional documentation as needed.
Prepared closing packages including promissory notes, deed of trust, final settlement statements.
Maintained knowledge of current industry trends and practices related to real estate lending.
Researched potential issues with loans such as liens or judgments against property title.
Provided customer service support by responding to inquiries from internal staff members or external clients.
Processed payments for escrow accounts associated with mortgage loans in accordance with established procedures.
Conducted post-closing audits ensuring accuracy of documents included in loan file package.
Assisted with training new employees on loan processing procedures and standards of practice.
Generated daily reports tracking loan progress from application through funding stage.
Evaluated financial documents submitted by applicants to determine eligibility for specific loan programs.
Updated internal database records throughout the duration of each loan transaction.
Managed loan application pipeline by completing and submitting reports within allotted turn-around times.
Inspected loan documentation for mistakes and corrected discrepancies.
Determined loan eligibility by conducting income analysis, credit checks and repayment ability reviews.
Gathered property appraisals, surveys and tax records to update mortgage loan files.
Communicated with customers in person and via telephone to answer questions, process transactions and resolve issues.
Managed conditions sent from underwriting departments.
Filed completed packages quickly and efficiently.