Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic
Danielle Lawrence

Danielle Lawrence

Mount Laurel,NJ

Summary

Seasoned Risk Analyst with 7 years of comprehensive experience identifying and analyzing areas of potential risk threatening success of commerical banks. Methodical and meticulous professional polished in projecting potential losses and making recommendations to limit risk. Excellent critical thinking abilities, adept in statistical analysis and strong communication.

Overview

19
19
years of professional experience
1
1
Certification

Work History

Risk Analyst

Cenlar FSB
02.2006 - Current
  • Assessed emerging risks through ongoing research and monitoring of industry trends, proactively addressing potential threats before it materialized into significant issues.
  • Implement SWOT analysis, identifying key risk factors, leading to a 20% improvement in process efficiency.
  • Identify root causes of potential risks and provided corrective actions, resulting in a 25% decrease in reported incidents.
  • Reduced financial losses due to effective identification and mitigation of potential risks in the portfolio.
  • Update policies and procedures to align with investor, federal, and state guidelines, increasing regulatory compliance by 30%.

Loss Mitigation Specialist

Cenlar FSB
02.2006 - Current
  • Remained updated with latest information related to mortgage products and services being offered.
  • Prevented unnecessary foreclosures by effectively communicating available options to borrowers and guiding them through the loss mitigation process.
  • Conducted comprehensive loan reviews, identifying opportunities for modifications and alternative repayment plans.
  • Evaluated pay stubs, credit history, tax information and bank statements for financial status.
  • Discussed property liquidation options with customers.
  • Maintained awareness of CFPB regulations, ensuring 100% compliance with all requirements and guidelines.

Loss Mitigation Representative

Cenlar FSB
02.2006 - Current
  • Managed approximately 100 calls daily in negotiating and setting up repayment plans to assist homeowners experiencing hardships.
  • Collaborated with loan servicing departments to ensure accurate processing of loan modifications and repayment plans.
  • Streamlined processes for loss mitigation activities, increasing efficiency within the department.
  • Educated borrowers on available options for default resolution, empowering them to make informed decisions about their financial future.
  • Maintained thorough documentation of all borrower interactions, ensuring compliance with company policies and regulatory guidelines.

Education

MBA - Business Management

Strayer University
Washington, DC
06.2020

BBA - Business Management

Strayer University
Washington, DC
12.2017

Skills

  • Operational Risk
  • Compliance Risk
  • Data Interpretation
  • Risk Mitigation
  • Statistical Analysis
  • Trend Analysis
  • Data collection
  • Strong Communication
  • Research and Report writing

Certification

  • Certificate: Lean Six Sigma Green Belt 8/2017

Timeline

Risk Analyst

Cenlar FSB
02.2006 - Current

Loss Mitigation Specialist

Cenlar FSB
02.2006 - Current

Loss Mitigation Representative

Cenlar FSB
02.2006 - Current

MBA - Business Management

Strayer University

BBA - Business Management

Strayer University
  • Certificate: Lean Six Sigma Green Belt 8/2017
Danielle Lawrence