Danny Grimes Jr.
Collierville,TN
Summary
Experienced banking professional with expertise in lending, portfolio management, credit analysis, and leadership.
Overview
7
7
years of professional experience
Work History
Senior Vice President
Community Bank of Mississippi
04.2023 - Current
- Lead & oversee Community Bank’s Memphis market with the development and growth of both loans & deposits
- Analyze, underwrite, structure, and close different consumer & commercial loan & credit facility requests
- Responsible all collecting and managing of the office’s $32M loan portfolio consisting of consumer, residential, and commercial loans
- Review the makeup of the office’s loan portfolio to ensure that there are no concentration risks
- Rotational voting member on Regional Loan Committee responsible for approving all loans over $500,000
- Member of the North Region’s Leadership Team which meets monthly to discuss different strategies for growth & profitability of the Region’s branch network
- Manage, lead, and develop the staff in Community Bank’s Memphis Market
- Mentor Junior Level lenders to help them in sales, prospecting, and understanding of the bank’s credit culture
- Responsible for the profitability & balance sheet composition of the Memphis office
- Conduct & represent Community Bank in different business development initiatives in the Memphis Market such as chamber of commerce events, calling programs, and other networking events.
Loan Officer (Promoted to AVP Then VP)
Community Bank of Mississippi
07.2017 - 03.2023
- Worked directly under Chief Credit Officer to underwrite large, complex credit packages that often were in the $4 Million range and would have to be presented to regional loan committee
- Responsible for calculating various cash flow & financial metrics including global debt service coverage, debt to income ratio, liquidity ratios, and accounts receivable aging
- Helped conduct appraisal reviews, HMDA Pricing Reports, Lending Authority Verification
- Grew, maintained, and managed a $15M loan portfolio of different types of consumer, municipal, and commercial loans
Education
Bachelor's of Business Administration - Managerial Finance
University of Mississippi
Associate's of Art -
Itawamba Community College
Mississippi Graduate School of Banking
08.2024
Skills
- Microsoft Excel
- Financial Statement Analysis
- Data Presentation
- Relationship Management
- Underwriting of Consumer, Commercial, and Governmental Loans
- Credit Decision Making
- Loan Structuring & Pricing
- Collections
- Strategic leadership
- Policies and Procedures
Timeline
Senior Vice President
Community Bank of Mississippi
04.2023 - Current
Loan Officer (Promoted to AVP Then VP)
Community Bank of Mississippi
07.2017 - 03.2023
Bachelor's of Business Administration - Managerial Finance
University of Mississippi
Associate's of Art -
Itawamba Community College
Mississippi Graduate School of Banking
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