Initiating bank disputes and fraud disputes for Visa and Mastercard's
Researching and processing requests from financial institutions regarding cardholder transactions that are received over the telephone and via email
Creating ticket alerts for financial institutions when processing errors delay disputes from continuing chargebacks
Processing manual debits and credits to the financial institutions
Handling several aspects of the dispute process while ensuring compliance with Visa and MasterCard federal regulations
Scheduling bi-weekly meetings with financial institutions to answer bank inquiries and to ensure that dispute requests are fulfilled
Account Representative
US Bank
11.2017 - 10.2020
Contacting customers by telephone using an outbound dialer system and taking inbound collection calls on auto loans, leases, boats, RV & Marine’s to solicit payments and determine reasons for overdue payments on accounts ranging from 1—120 days past due
Established repayment schedules or other debt repayment strategies based on customers financial situations while conducting all conversations in a clear and professional manner adhering to all federal, state, and local guidelines
Maintaining strict confidentiality with customer account information
Locate customers with the assistance of skip tracing tools
Accurately recording information regarding financial status of customer and status of collection efforts
Advise customers of necessary actions and strategies for debt repayment
Performing various administrative functions for assigned accounts, such as recording address changes and other contact information
Consumer Relations
Anthem Blue Cross Blue Shield
02.2017 - 07.2017
Responds to customer inquiries via telephone and written correspondence regarding insurance benefits, provider contracts, and eligibility
Acting as a consumer advocate by solving challenging problems for member’s that impact their healthcare needs
Quoting benefits and eligibility of insurance coverage for providers and members
Operated a PC/image station to obtain and extract information, documents, activities, and changes in the database
Used computerized systems for tracking, information gathering, and troubleshooting
Health Information Associate
Path Forward IT
09.2014 - 12.2015
Assembled charts for physicians while following HIPPA and state/federal regulations
Scheduled appointments for Oncology Hematology Care patients with rare diseases and blood disorders
Abstraction and indexing of patient medical records, including but not limited to, lab results, radiology reports, correspondence, and pathology reports
Obtained medical records for existing patients as requested by physicians
Checked doctor’s schedules daily to ensure complete records prior to appointments
Patient Accounts Coordinator
Medical Recovery Systems LLC
08.2012 - 11.2013
Trained team of 25 individuals and new employees on billing systems, policies, and procedures
Verified insurance eligibility through online communications on behalf of Medicaid insurers and generated statements
Researched and educated self on medical terminology, billing systems, protocols, and insurance policies
Maintained patient records, filed documents, audited charts for income verification while maintaining confidentiality
Initiated billing for worker’s compensation, auto insurance, & health insurance coverage for medical claims
Collections Lead
Citi Bank
06.2008 - 05.2012
Mastered strategies to collect different stages of retail and bank credit card accounts (1-6 months past due).
Trained and educated 20 new-hire employees in collections and was appointed team lead for support.
Managed team meetings, including company updates, alerts, creative solutions, metrics, policy changes, and improvement.