Dany Higinio
Suffolk,VA
Summary
Enthusiastic financial services professional highly effective at working with clients of all levels and backgrounds. Friendly and personable with adaptable approach. Exceptional knowledge in wealth management, estate planning and investment. Highly motivated Financial Advisor educates clients on investment strategies, retirement planning and financial planning. Proven track record helping clients meet financial goals through sound advice and effective portfolio management. Motivated Financial Advisor with experience advising clients on investment strategies, retirement planning and financial planning. Strong background in understanding financial markets, financial products and risk management. Proven track record in helping clients meet financial goals through sound advice and effective portfolio management.
Overview
12
12
years of professional experience
Work History
Financial Advisor
First Command Financial Services
01.2022 - Current
- Increased client satisfaction by providing personalized financial advice and investment strategies.
- Developed comprehensive financial plans for clients to achieve short-term and long-term goals.
- Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
- Collaborated with team members to streamline processes and improve overall client experience.
- Ensured compliance with industry regulations and company policies while serving clients'' best interests.
- Established new client relationships by conducting thorough needs assessments during initial consultations.
- Worked closely with insurance providers to assess suitable coverage options tailored to individual client requirements for risk management purposes.
- Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans.
- Developed personal rapport with each client to maintain customer loyalty and establish long-term accounts.
- Helped clients make informed decisions about financial future.
Navigation Trainer
US Navy
03.2019 - 12.2021
- Improved employee performance by designing and implementing effective training programs.
- Enhanced trainee engagement through interactive workshops and hands-on activities.
- Developed customized training materials for various industries, ensuring relevance to the target audience.
- Conducted comprehensive needs assessments to identify gaps in knowledge and skills, informing future program development.
- Collaborated with subject matter experts to create accurate and up-to-date content for training sessions.
- Managed multiple projects simultaneously, maintaining strict deadlines and high-quality deliverables.
- Evaluated the effectiveness of training initiatives by tracking participant progress and gathering feedback for continuous improvement.
- Facilitated team-building exercises that fostered collaboration and communication among department members.
- Provided one-on-one mentoring to help individuals reach their full potential within the organization.
- Monitored participant workflow and behaviors throughout training process.
- Tracked attendance and evaluated progress for assigned trainees.
- Coordinated training schedules across sites with supervisors and managers to optimize training initiatives and work-flow management
Navigation Officer
US Navy, USS Oak Hill
08.2017 - 02.2019
- Enhanced vessel safety by conducting regular navigational equipment checks and maintenance.
- Reduced fuel consumption for voyages by optimizing route planning and sailing speeds.
- Ensured timely cargo deliveries with efficient voyage planning and weather monitoring.
- Maintained compliance with international maritime regulations through diligent record-keeping and documentation management.
- Collaborated with shipboard departments to address navigation-related concerns, promoting a safe working environment for all crew members.
- Minimized risk of collision by effectively utilizing radar, GPS, and other navigational aids during periods of reduced visibility.
- Conducted thorough pre-departure briefings to ensure proper understanding of voyage plan among bridge team members.
- Developed contingency plans for potential emergencies at sea, increasing preparedness and reducing response times in crisis situations.
- Assisted in training junior officers on various aspects of navigation, fostering a culture of continuous learning within the bridge team.
- Met requirements for government-issued certifications, keeping ship in full compliance.
- Streamlined communication between bridge team members, improving overall teamwork and decision-making processes.
Navigator
US Navy, USS Wasp
12.2014 - 08.2017
- Increased navigational accuracy by consistently updating and maintaining electronic charts and navigation tools.
- Enhanced safety at sea by conducting regular equipment checks and implementing necessary maintenance procedures.
- Improved voyage planning efficiency with detailed route analysis, taking into account weather conditions and potential hazards.
- Streamlined communication between bridge team members, fostering a collaborative working environment for successful navigation.
- Ensured timely arrival at destinations by accurately calculating ETA''s based on factors such as distance, speed, and currents.
- Maintained compliance with international maritime laws and regulations through strict adherence to established protocols.
- Supported the development of junior officers by providing guidance on various navigational techniques and best practices.
- Reduced risk of collisions or grounding incidents with vigilant monitoring of vessel position using radar, GPS, and other navigational aids.
- Promoted safe navigation in restricted visibility situations through proficient use of radar functions like target tracking and range scaling.
- Implemented comprehensive passage plans that incorporated contingency routes to ensure seamless continuity in unforeseen circumstances.
- Proactively identified potential hazards during pre-voyage briefings to enhance overall situational awareness among the bridge team members.
- Assisted in the successful completion of audits related to navigational safety standards by maintaining up-to-date documentation on board the vessel.
- Collaborated closely with shipboard departments to coordinate cargo operations efficiently without compromising navigational safety standards.
- Promoted a culture of continuous learning and improvement within the navigation department by conducting regular training sessions on various topics related to safety and seamanship.
- Played a key role in maintaining bridge resource management principles, leading to smooth sailing operations and a reduction in marine incidents.
- Mentored and supported new team members and provided in-depth training on navigational duties.
- Practiced and drilled for numerous wartime and peacetime emergency situations requiring rapid response.
Navigation Trainer
US Navy, Afloat Training Group Norfolk
03.2012 - 11.2014
- Enhanced trainee engagement through interactive workshops and hands-on activities.
- Conducted comprehensive needs assessments to identify gaps in knowledge and skills, informing future program development.
- Collaborated with subject matter experts to create accurate and up-to-date content for training sessions.
- Evaluated the effectiveness of training initiatives by tracking participant progress and gathering feedback for continuous improvement.
- Managed multiple projects simultaneously, maintaining strict deadlines and high-quality deliverables.
- Stayed current on industry trends and advancements, incorporating new techniques into existing training programs as needed.
- Analyzed team performance and identified opportunities for additional training.
Education
Associate of Science - Science
Tidewater Community College
Norfolk, VA12.2014
Skills
- Retirement Needs
- Investment Planning
- Client Relations
- Insurance Decisions
- Mutual Funds
- Stock Market Understanding
- Financial Services
- Retirement Planning
- Process Improvement
- Insurance Sales
- Investment Advice
- Cash Handling
- Relationship Building and Management
- Investment Consulting and Planning
- Risk Assessment
- Financial Advising
- Budgeting advice
- Education funding
- Public speaking
- Conflict resolution
- Project management
- Insurance planning
- Debt management
- Behavioral finance
- Asset allocation
- Time management
- Regulatory compliance
- Salesforce
- Microsoft Excel
- Attention to Detail
Timeline
Financial Advisor
First Command Financial Services
01.2022 - Current
Navigation Trainer
US Navy
03.2019 - 12.2021
Navigation Officer
US Navy, USS Oak Hill
08.2017 - 02.2019
Navigator
US Navy, USS Wasp
12.2014 - 08.2017
Navigation Trainer
US Navy, Afloat Training Group Norfolk
03.2012 - 11.2014
Associate of Science - Science
Tidewater Community College
Similar Profiles
Natalie PalaNatalie Pala
Insurance Operations Specialist /Insurance Operations Associate at First Command Financial ServicesInsurance Operations Specialist /Insurance Operations Associate at First Command Financial Services
Justin BalmerJustin Balmer
Financial Advisor at First Command Financial ServicesFinancial Advisor at First Command Financial Services
Sai Harsha KajaSai Harsha Kaja
Senior Software Engineer at First Command Financial ServicesSenior Software Engineer at First Command Financial Services
Grady JohnsonGrady Johnson
Fiber Optic Technician at Alliance Global SolutionFiber Optic Technician at Alliance Global Solution
Olivia HodgeOlivia Hodge
GED Teacher at City of Virginia Beach Public SchoolsGED Teacher at City of Virginia Beach Public Schools