Danya Ogle
Brownsburg,IN
Overview
20
20
years of professional experience
Work History
Associate II
AlterDomus
10.2023 - Current
- Act as liaison between borrowers and lenders, collaborate with including legal counsel, trustees and other third party service providers. Maintain a working knowledge of all relevant portfolios and deal related documentation. Reference, understand and extract Credit Agreement and governing document information to ensure compliance and update the Agency system accordingly. Use judgment, interpretation and problem-solving to understand loan related information. Calculate, invoice and disburse all deal related fees; collect and disburse interest, principal, fee payments and new borrowing funds. Coordinate funds movement for initial funding and closing. Provide training to Associate level staff on policies and procedures. Ensure proper system set-up including maintenance of changing deal attributes.
Mortgage Loan Closer
Reverse Mortgage Funding
08.2020 - 12.2022
- Created all the closing documents on behalf of the lender and ensured that the documentation met government compliance standards. Managed client services by scheduling the closing between the borrower and the closing agent assuring quality customer service. Reviewed funding packages, calculated fees and arranged for the disbursement of loan funds.
Mortgage Processor/Closer
Union Savings Bank
10.2012 - 07.2020
- Responsible for ensuring compliance with company policies and procedures and secondary market investors. This includes preparing initial GFE and TIL, examining loan documentation for accuracy and completeness, working with loan originators to secure all required documents and analyzing the creditworthiness of the borrower before sending the file for final approval. This process includes analyzing monthly housing expenses, total debt obligations, monthly income, determining the source of funds for the down payment and closing costs. Prepared files for closing by working with title companies.
Accounting Assistant
Bering CPA Firm
12.2014 - 11.2016
- Performs administrative and office support activities for all office staff. Duties include fielding telephone calls and emails, receiving and directing visitors, word processing, creating spreadsheets and presentations, and filing. Maintains all office supplies. Bookkeeping using QuickBooks. Reconciling bank, credit card, and other charge accounts. Perform all accounting tasks: payroll (direct deposit and checks) and payroll taxes (weekly, monthly, quarterly, annual) invoices and accounts receivables and payables. Assist staff CPA in preparation of personal and business tax returns.
Loan Processor
Union Savings Bank
08.2011 - 10.2013
- Responsible for ensuring compliance with company policies and procedures and secondary market investors. This includes preparing initial GFE and TIL, examining loan documentation for accuracy and completeness, working with loan originators to secure all required documents and analyzing the creditworthiness of the borrower before sending the file for final approval. This process includes analyzing monthly housing expenses, total debt obligations, monthly income, determining the source of funds for the down payment and closing costs. Prepared files for closing by working with title companies.
Mortgage Loan Specialist II
CitiFinancial
09.2007 - 02.2011
- Responsibilities include selling personal and mortgage loans and insurance products; ensured paperwork for loan applications where complete and correct; worked and collected on all delinquent accounts, referred delinquent accounts to corporate for legal action; worked with corporate legal department and local attorney on severely delinquent accounts. Processed all transactions affecting customer accounts; underwrote loan applications; performed all daily administrative tasks. Acted as Relief Branch Manager in own branch and branches located in Indiana when requested by management. Responsible for updating all staff on new or changes in company or government policies daily.
Senior Loan Processor
Accredited Home Lenders / Home Funds Direct
03.2006 - 09.2007
- Evaluated the subject property and financial strength and credit worthiness of the borrowers. Examine and recommended pre-approval of customer applications. Served as advisor and answered general underwriting questions for loan officers and customers. Completed all aspects of loan processing including pre underwriting, submitting subprime, FHA and ALT A loans files to underwriting for final approval, cleared all underwriting conditions and prepared files for closing by working with title companies and Worked closely with underwriting and management to ensure that all files were in compliance. Ordered all office supplies. Responsible to keep branch personnel up to date on current and new company guidelines customers. Completed all pre-funding functions and conditions.
Education
High school or equivalent - undefined
Brownsburg High School
Skills
- Mortgage Loan
- Real Estate
- HUD
- Sales
- Time Management
- Inventory
- Cashier
- Fair Housing Regulations
- Tax Experience
- Accounts Payable
- Accounts Receivable
- Credit Analysis
- General Ledger Accounting
- Bookkeeping
- Account Reconciliation
- Payroll
- QuickBooks
Timeline
Associate II
AlterDomus
10.2023 - Current
Mortgage Loan Closer
Reverse Mortgage Funding
08.2020 - 12.2022
Accounting Assistant
Bering CPA Firm
12.2014 - 11.2016
Mortgage Processor/Closer
Union Savings Bank
10.2012 - 07.2020
Loan Processor
Union Savings Bank
08.2011 - 10.2013
Mortgage Loan Specialist II
CitiFinancial
09.2007 - 02.2011
Senior Loan Processor
Accredited Home Lenders / Home Funds Direct
03.2006 - 09.2007
High school or equivalent - undefined
Brownsburg High School