Experienced Claims Professional with over 15 years in personal and commercial insurance, specializing in general liability, environmental, professional liability, habitability, and auto-related claims. Proven ability to lead complex investigations involving premises liability and habitability exposures, with a focus on resolution within self-insured retentions (SIRs). Skilled in managing litigation, coordinating expert evaluations, and driving early, cost-effective settlements. Experienced in overseeing and collaborating with third-party administrators (TPAs) to ensure consistent claim handling, compliance, and strategic alignment. Strong track record of partnering with excess carriers and legal teams to deliver favorable outcomes and enhance operational efficiency.
Investigated and evaluated commercial general liability claims, focusing on premises liability and low-severity environmental claims such as mold and moisture intrusion, to assess resolution potential within the client’s self-insured retention (SIR).
Conducted complex investigations and recommended engaging specialists to produce detailed reports, including cause and origin analyses and air quality testing.
Proactively communicated with clients, providing timely updates, and actively seeking their approval and authorization to ensure alignment on all claim developments.
Referred high-exposure incidents to the client’s carrier when claims approached or exceeded the SIR, collaborating closely with the carrier to facilitate efficient claim resolution.
Managed the litigation process by obtaining and analyzing case management, pre-mediation, and pre-trial reports, while closely monitoring expenses and identifying opportunities for early settlements to reduce costs.