Darina Vaynshteyn
Milford,CT
Summary
Hardworking, highly motivated professional experienced in managing accounts receivable and credit/ collections. Proven track record of increasing collections, reducing delinquencies, and improving customer satisfaction. Skilled in analyzing and reconciling accounts, identifying discrepancies, and resolving account issues. Dependable and reliable, ready to learn and grow with the company.
Overview
5
5
years of professional experience
Work History
Credit Analyst
Supply Source Enterprises, Inc
05.2023 - Current
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
- Enhanced customer relationships through effective communication of complex financial information, contributing to loyalty and retention.
- Improved overall portfolio quality, conducting regular reviews of existing accounts and recommending appropriate actions.
- Collaborated with cross-functional teams for comprehensive client assessments, supporting informed decisionmaking.
Accounts Receivable Specialist
Wusthof Usa
03.2021 - 05.2023
- Handled receivables for over 700 brands like William Sonoma, Crate & Barrel, Wayfair, Marine Corps,TJMaxx, Zola, Walmart, etc
- Collected and accurately posted payments received via check, ACH or credit card
- Prepared reconciliations of the accounts receivable ledger, determined if adjusting journal entries are needed and processed journal entries
- Monitored electronic bank statement and ensured accounts receivable bank activities were posted timely and accurately
- Reduced aged receivables in 90 bucket by 95% and 90+bucket by 48%
- Deposited checks via the Remote Deposit Service
- Investigated and resolved billing and account discrepancies
- Disputed deductions and chargebacks via email and online portals
- Contacted delinquent customers to secure payment
- Generated weekly aging reports
- Evaluated client's credit payment and earnings history to determine their suitability for credit terms and assigned credit limits
- Approved and processed credits memos
- Assisted with month-end/ year-end accounting close
- Provided support for annual audit
- Completed credit reference requests
- Assisted other departments as necessary.
Accounts Receivable Specialist
Club Quarters Hotels
02.2020 - 04.2020
- Secured payment by verifying and posting payment transactions
- Investigated and resolved billing discrepancies
- Performed administrative and clerical tasks, such as sending bill reminders, filing paperwork, and contacting clients to discuss their accounts
- Prepared monthly aging report.
Billing Specialist
Merto Business Systems
06.2019 - 01.2020
- Responsible for new customer account set up
- Updated customer's files
- Created and issued invoices to customers
- Processed credit card transactions
- Performed daily Inventory adjustments
- Assisted other departments when necessary.
Education
Bachelor of Arts (B.A.) - English
Kurgan State University
Kurgan, RussiaSkills
- Credit decisions
- Aging Reports Analysis
- Accounts Receivable Expertise
- Spreadsheets and Journal Entries
- Monthly Reconciliations
- Cash Application
- Outstanding written and verbal communication skills
Credit and Collections
- Dedication to completing tasks on or before deadline
- Time management
- Strong eye for detail
- Critical thinking
- Ability to work independently and as team
- Ability to works efficiently and calmly under pressure
- Microsoft Office ( Word, Excel, etc)
- Excellent analytical and problem-solving skills
Timeline
Credit Analyst
Supply Source Enterprises, Inc
05.2023 - Current
Accounts Receivable Specialist
Wusthof Usa
03.2021 - 05.2023
Accounts Receivable Specialist
Club Quarters Hotels
02.2020 - 04.2020
Billing Specialist
Merto Business Systems
06.2019 - 01.2020
Bachelor of Arts (B.A.) - English
Kurgan State University