Organized and detail-oriented worker dedicated to efficiency, productivity and problem solving through continuous process improvement. Analytical thinker skilled at developing solutions to complex problems.
Overview
10
10
years of professional experience
Work History
Claims Adjuster
United Home Insurance Company
08.2021 - Current
Organizes, plans, and documents materials for homeowners insurance claims.
Makes first contacts for new claim assignments daily to confirm receipt of claim and walk insured party the claim process.
Schedules weekly property inspections to assess interior and exterior damages for various causes of loss.
Conducts inspections and site visits to understand cause of loss, scope of work, and to gather photo documentation and measurements needed to make a coverage decision and write an adequate estimate for repairs.
Interviews homeowner and/or witnesses to gain relevant information regarding the loss and documenting any information or inconsistencies that will aid in making a coverage decision.
Gather reports from necessary local agencies regarding the loss if available.
Review homeowners policy to determine whether or not the damage sustained was caused by a peril insured against and make a coverage decision.
Uses specialized software (Xactimate) to create estimates quickly and accurately and make estimates easily understandable for all parties involved. If a total loss, complete a valuation of the property.
If provided by a contractor, review project plans and specifications to understand project requirements and accurately estimate cost and resources needed.
Tracks project costs and expenses to monitor progress and identify and mitigate deviations from original estimate unless a supplement is necessary.
Once a coverage decision is made, communicates decision with insured party and reviews related documents along with policy language applicable to the loss.
Drafts a coverage position letter outlining applicable policy language for denials or partial denials.
If coverage is provided, send requests for a settlement payment to the accounting department with necessary amounts and payee information if within reserve authority.
If settlement exceeds reserve authority, send the file to supervisor (VP of Claims) for review.
Provides all relevant claim documentation to insured party and to contractor as needed.
Prepared summaries of damage, payments, and policy coverage.
Owner and Operator
Kings Bayou Outfitters, LLC
11.2013 - 02.2022
Managed day-to-day business operations.
Maintained property and assets
Scheduling and booking for clientele year round
Customer relations and customer service
Builds and maintains excellent customer relations with clients
Maintains high level of support for customer needs
Assisted and guided customers throughout their experience with our services
Financial Representative Intern
Northwestern Mutual
05.2020 - 06.2021
Consistently prospected new leads and capitalized on business opportunities to increase the overall client base
Maintained consistent contact with clients to quickly identify changes in their financial status and recommend new products
Prepared investment performance reports, financial summaries and income projections to educate clients about the state of their finances
Kept clients' financial portfolios and investment plans up-to-date with the latest and best strategies
Engaged clients in the process by interviewing each person, answering questions and carefully reviewing their complete financial histories
Recommended strategies for helping clients improve their cash management, investment planning and other areas to achieve their financial goals
Provided in-person and phone consultations to analyze and manage clients' assets and liabilities to enhance net worth
Profiled and analyzed investment products to create and develop customized financial strategies for clients' financial needs, including insurance products
Wrote life, health & disability insurance policies for clients when needed as a licensed producer.
Bartender/Order Manager
Jtown's Grill
07.2017 - 05.2020
Assisted customers with dining experience
Maintained a clean and welcoming environment.
Handled closing transactions and customer needs
Handled weekly inventory and delivery of adult beverages to the restaurant on a weekly basis
Displayed high level organizational skills throughout.
Education
Completed 500+ Property Inspections And Estimates
United Home Insurance Co.
Northeast Arkansas/Southeast Missouri
HCI Residential -
HAAG Education
02.2023
Xactimate Level One Certification -
Verisk
02.2023
Adjuster - Casualty, Property -
State of Arkansas Insurance License
11.2022
Certificate, Residential Estimating -
Vale
11.2022
Associate of Science - Marketing, Sales Leadership
Arkansas State University
Jonesboro, AR
05.2020
High School Diploma -
Paragould High School
Paragould, AR
05.2015
Skills
Articulate Communication
Expectation Management
Records Preparation
Negotiation and Mediation Skills
Claims Investigations
Property Inspections
References
Brian Ayers, Vice President of Claims, United Home Insurance Company (870) 335-8548
Randy Hoggard, Managing Director, ret. 2022., Northwestern Mutual (870) 931-2980
Timeline
Claims Adjuster
United Home Insurance Company
08.2021 - Current
Financial Representative Intern
Northwestern Mutual
05.2020 - 06.2021
Bartender/Order Manager
Jtown's Grill
07.2017 - 05.2020
Owner and Operator
Kings Bayou Outfitters, LLC
11.2013 - 02.2022
Completed 500+ Property Inspections And Estimates
United Home Insurance Co.
HCI Residential -
HAAG Education
Xactimate Level One Certification -
Verisk
Adjuster - Casualty, Property -
State of Arkansas Insurance License
Certificate, Residential Estimating -
Vale
Associate of Science - Marketing, Sales Leadership