Daunte Aguilar

• Conducted refueling operations following established safety protocols and procedures.
• Reported any discrepancies related to runway maintenance issues immediately.
• Loaded and unloaded cargo from airplanes safely using appropriate lifting techniques.
• Provided assistance to disabled passengers both inside the terminal building as well as onboard the plane.
• Assisted customers with ground transportation needs such as rental cars or hotel reservations.
• Strictly followed safety rules and regulations set by FAA while performing duties on ramp area.
• Worked with high priority clients to meet security and discretion standards
• Inspected and logged physical airplane conditions and fuel levels to maintain safety and recommend corrective maintenance according to FAA and TSA regulations.
• Operated tugs, fuel trucks and transport vehicles, also providing shuttle services for passengers, luggage and ground crew.

• Provided assistance to drivers with loading and unloading packages and other materials.
• Assisted customers with unloading their purchased items at final destination.
• Organized inventory in the warehouse according to established procedures.
• Delivered goods in a safe, timely, and efficient manner while adhering to traffic laws and regulations.
• Provided excellent customer service by answering questions about products or services offered by company.

• Delivered food orders promptly and courteously.
• Followed health safety guidelines when preparing and serving food products.
• Provided excellent customer service to ensure satisfaction.
• Handled money transactions accurately while following company procedures for handling cash payments.
• Performed opening and closing duties such as setting up the dining area, restocking supplies.
• Assisted in training new servers.

• Represents the Bank at various civic, charitable, educational & social affairs
• Leads Homebuyer courses/educational seminars to educate potential buyers and realtor partners
• Develop connections with Community Development Organizations
• Develop Referall Contacts.
• Attended networking events to build relationships with prospective donors.
• Originate loans/take borrower applications
• Knowledgeable of all bank programs/products and assist our customers on selecting the product that best fits their needs.
• Monitored market conditions related to philanthropic efforts within the local community.
• Assisted in developing proposals for new projects, programs, and initiatives.
• Responded promptly to inquiries from potential donors regarding donation opportunities.

As a Underwriter I am responsible for pre- underwriting secondary market conventional residential mortgage loans. Completing conditional approval letters and mortgage commitment letters for secondary market and portfolio loans. The Underwriter is also responsible for reviewing documentation provided to clear loan conditions to ensure that they satisfy the condition. The underwriter I completes final review of the loan ensure all conditions of the loan approval have been met prior to assigning the loan to closing.

• Reviewed loan applications to ensure accuracy and compliance with company standards, policies and procedures.

My main responsibilities consist of,

• Staying current on all applicable Regulatory changes
• Analyzing applicant’s financial status, credit and property evaluation to determine feasibility of granting loan.
• Underwrite loan files originated within the financial institution and reviewing files for all necessary forms and information according to FNMA, FHLMC Secondary Market, and Bank underwriting guidelines
• Ensuring all conditions of the loan approval are obtained and met the bank and or secondary market requirements.
• Keeping up to date with rate market changes on a DAILY basis.
• Reconciling Residential Appraisal

• Mortgage industry professional with loan-processing experience and a comprehensive knowledge of conventional and government loan programs.
• Familiar with MortgagebotPOS Mortgagebot LOS
• Average loan pipeline consisting of 15-20 loans that are Conventional Refi's/Purchases
• Diligent and detail-oriented thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing.
• Proficient in conditional reviewing as well as communicating to the Loan Officer which documents/information is still needed from the client.
• Very proficient in reviewing Flood/Hazard/Wind Insurance for single family residences/multifamily residences also referred to as HO-3's and experienced in reviewing Master Condo Policies and personal HO-6 or IN walls Condo Insurance.
• Very knowledge of current FANNIE MAE/FREDDIE MAC guidelines when it comes to COVID-19
• Worked with many correspondent banks/wholesale companies including Flagstar/UWM/Quicken Loans/Members First Mortgage/Fairway Lending. Kept in communication with Account Executives with companies listed to know what current products are available.
• Proficient in reviewing Residential Appraisals in reference to Lending Guidelines.
• Knowledge of Title Work Information for the State Of Florida
• Assisting the Loan Officer in contacting the Borrower/Client if needed.

Promoted to Residential Loan Underwriter in October/November of 2020 due to exceeding expectations and providing outstanding internal and external relations with our client base and internal departments.