Experienced customer-focused banker with a decade of expertise in retail, digital banking, and electronic transaction management. Committed to delivering exceptional service to enhance client satisfaction and loyalty.
Overview
11
11
years of professional experience
1
1
Certification
Work History
E-Business Officer
Agricultural Development Bank - Head Office
01.2019 - 06.2025
General Ledger monitoring and reconciliation
Issuer/Acquirer chargeback and dispute management (Visa/GhLink)
E-zwich management
Fraud investigations and reporting
Resolve all remote visa transactional complaints
Mobile Banking
Credit Officer/Relationship Officer
Agricultural Development Bank
01.2017 - 12.2018
Manage customer-bank relationship
Provide council and educate customers on facilities/products that meet their need
Ensure that customers are generally happy with service delivery
Review loan applications, process and communicate decisions to customers
Make sales calls to customers and identify cross-sell opportunities
Customer Service Officer
Agricultural Development Bank
06.2015 - 12.2016
Account opening/closure
Maintain customer database and update periodically
Maintain up-to-date knowledge about bank products and services
Promote bank products and services to walk in customers
Receive customer complaints and provide first hand assistance
Respond to customer inquiries
Attend to customer requisitions on check book, payment cards and other bank products.
Customer Service Officer
J.STANLEY OWUSU GROUP OF COMPANIES
04.2014 - 05.2015
My primary job objective was to make sure customers and clients were satisfied with the company’s services.
Call or visit customers to ensure satisfaction and business continuity.
Served as a liaison between company and customers.
Research and report writing on industry updates and customer-company relations.
Education
Level 3 - Banking
Chattered Institute of Banking
Accra, Ghana
01-2026
Bachelor of Arts - Sociology & English
University of Ghana, Legon
Accra, Ghana
05-2012
High School Diploma -
Pope John Senior High & Jun. Sem.
Koforidua
04-2007
Skills
Effective communication
Eye for detail
SQL
Digital banking products and services
Social media and networks
Relationship building
Microsoft Office Suite
Innovation and creativity
Customer relationship management
Certification
E-zwich Management - Ghana Banking College - [Mar 2022]
Customer Service Supervisor at Rajshahi Krishi Unnayon Bank (Agricultural Development Bank)Customer Service Supervisor at Rajshahi Krishi Unnayon Bank (Agricultural Development Bank)