DAVID BECK
Boston,VA
Summary
Retired Fire Lieutenant with 30 years on the job Reactive professional with many years of experience and established talents. Solid understanding of fire prevention, emergency medical care, and rescue methods. Effective interpersonal and communication skills with outstanding report writing and emergency medical equipment handling proficiencies. Comfortable making decisions in stressful conditions and emergencies.
10 Year Veteran of the Virginia Army National Guard and Army Reserve
Service driven individual that has a desire to help people.
Licensed Texas Home state All lines Adjuster License number 2357505 Exp 03/31/2020
Resourceful Loss Adjuster known for high productivity and efficient task completion. Skilled in claim investigation, damage assessment, and negotiation, ensuring accurate and fair settlements. Excel in communication, problem-solving, and decision-making, facilitating smooth interactions with all parties involved. Committed to delivering top-tier service by effectively managing time and resources.
Overview
37
37
years of professional experience
Work History
Loss Adjuster Trainee
USDA Forest Service
Richmond, VA
09.2023 - Current
- Investigated and reported on the causes of loss or damage to insured property.
- Maintained accurate records of all claim activities including investigations, assessments, payments and recoveries.
- Participated in industry seminars focusing on new technologies used in the field of loss adjusting.
- Ensured compliance with statutory regulations governing loss adjusting practices.
- Presented reports summarizing findings from investigations into loss events at regular client meetings.
Independent Insurance Adjuster
Sedgwick Claims Management
Memphis, TN
01.2020 - Current
- Conducted thorough investigations of insurance claims, including interviews with claimants and witnesses.
- Negotiated with claimants and attorneys on behalf of the insurance company.
- Visited sites of accidents or disasters to collect information relevant to the case.
- Ensured that all client communication is handled professionally according to established procedures.
- Analyzed medical records for accuracy, completeness, relevance and timeliness.
All Lines Adjuster
Sedgwick Claims Management
Lexington, KY
01.2019 - Current
- Assessed liability exposure for insurers based on current legal standards regarding negligence claims.
- Evaluated policy language to assess coverage issues in accordance with state laws and regulations.
- Provided expert testimony in court proceedings related to insurance disputes.
- Negotiated settlements between claimants and insurance companies while ensuring fairness for all parties involved.
- Reviewed police reports, medical bills, repair estimates, photographs, witness statements and other evidence pertinent to a claim.
- Conducted thorough investigations of insurance claims, including interviews with claimants and witnesses.
- Enforced adherence to established procedures according to company guidelines.
- Consulted with attorneys regarding complex legal matters concerning insurance claims.
- Advised clients on best practices for mitigating potential risks associated with their policies.
- Developed strategies for dispute resolution that minimized costs for both the claimant and the insurer.
- Mediated between claimants and insurers to facilitate swift settlement negotiations without litigation when possible.
- Calculated financial losses associated with property damage, personal injury or wrongful death cases.
- Maintained accurate records of all claim-related activities throughout the investigation process.
- Prepared detailed reports summarizing findings from investigations and outlining recommended resolutions.
- Provided guidance on proper claim filing procedures as well as tips for avoiding costly mistakes.
- Facilitated communication between claimants and insurers during negotiation processes.
- Investigated fraudulent activity in order to identify suspicious patterns or behaviors among claimants.
- Educated clients on various aspects of the insurance industry such as risk management techniques.
- Attended continuing education classes to stay abreast of changes in the industry.
- Completed required investigations on referred files within established timeframes.
- Drafted statement of loss to summarize damages, payments and underlying policy coverage.
- Gathered information from various third parties to determine claim acceptability.
- Calculated and authorized payment of claims within designated authority level.
- Worked closely with repair facilities and contractors to ensure quality repairs for policyholders.
- Negotiated settlement of claims with claimants and attorneys to ensure fair outcomes.
- Discovered occurrences of insurance fraud or criminal neglect to avoid workplace liability.
- Coordinated with medical professionals to assess injury claims and determine compensation.
- Prepared detailed reports on investigation findings and claim status for internal use.
- Collaborated with underwriting teams to provide insights on risk assessment and policy adjustments.
- Utilized claim handling software to document and manage claim files efficiently.
- Identified and obtained evidence to ascertain claim value.
- Assisted in fraud detection and prevention efforts by identifying suspicious claim activities.
- Participated in training and mentoring of new claims adjusters, sharing knowledge and expertise.
- Conducted witness interviews to assist claim information gathering process.
- Coordinated with law enforcement and other agencies as needed for claims investigation.
- Analyzed and audited open claims to calculate additional payments owed.
- Communicated with personnel and legal counsel on claims involving litigation.
- Reviewed and applied state laws and regulations to ensure compliance in claim handling.
- Interpreted insurance policy language to apply appropriate coverage.
- Negotiated and settled claims according to information presented through reports, research, and data verification.
- Conducted on-site inspections of property damage to assess repair needs and costs.
- Investigated questionable claims to determine payment authorization.
- Explained premiums owed to policyholders, agents and underwriters.
- Communicated effectively with policyholders, providing updates and explaining claim processes.
- Reviewed, evaluated and adjusted claims to promote fair and prompt settlement.
- Decreased loss ratios through fair and timely claim processing.
- Analyzed and determined fault in auto accidents based on evidence and applicable laws.
- Managed caseload effectively, prioritizing urgent or high-value claims for prompt attention.
- Resolved claim disputes through mediation and negotiation, minimizing the need for litigation.
- Traveled to customer sites to evaluate fallen trees, leaking roofs and other issues to create accurate cost estimations.
- Checked into questionable claims, interviewing agents and claimants to resolve errors and omissions.
- Interviewed claimants, medical specialists and employers to determine pertinent claim information.
- Investigated and evaluated property and casualty insurance claims to determine coverage and liability.
- Engaged in continuous learning to stay current with industry trends and best practices in claims management.
- Verified liability extent with reviews of police reports, medical treatment histories and other records.
- Analyzed information gathered by investigations and reported findings and recommendations.
- Conducted secondary evaluations of original investigations documentation and reports to facilitate smooth resolutions.
- Explained loss coverage, assisted policyholders with itemizing damages and coordinated alternative living arrangements.
- Reduced loss ratios through fair and prompt processing of claims.
- Delivered exceptional customer service to clients by communicating information and actively listening to concerns.
- Gathered and documented evidence to support court proceedings.
- Coordinated with law enforcement and testified at criminal proceedings.
- Discussed current cases and issues in claim committee meetings.
- Reviewed policies to determine appropriate levels of coverage and assist with approval or denial decisions.
- Reviewed police reports, medical treatment records, medical bills and physical property damage to determine extent of liability.
- Investigated properties, classified damages and created estimates outlining repair costs.
All Lines Adjuster
Custard Insurance Adjusters
Peachtree Corners, GA
06.2018 - Current
- Examine claims forms and other records to determine insurance coverage
- Investigate and assess damage to property and create or review property damage estimates
- Interview and correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial or review
- Prepare report findings of investigations
Public Adjuster
Boston Adjusters L.L.C.
Boston, VA
01.2023 - 08.2024
- Conducted on-site inspections of damaged property and documented findings in detailed reports.
- Gathered evidence such as photographs, witness statements, and repair estimates to support claims.
- Reviewed settlement offers made by insurers to ensure they met the terms of coverage.
- Assisted clients in preparing their applications for disaster relief funds from government agencies.
- Attended mediations, arbitrations, court hearings, and other meetings related to client claims.
- Compiled data from multiple sources into comprehensive spreadsheets summarizing key information related to a claim.
- Participated in continuing education courses designed to stay abreast of industry trends and developments.
- Coordinated with contractors responsible for repairing or replacing damaged property.
- Advised clients on strategies that could help them maximize their recovery from losses.
- Developed strategies to expedite the resolution of complex claims involving multiple parties.
- Prepared cost estimates of repairs and replacement costs for damaged items or structures.
- Negotiated with insurance companies to secure maximum compensation for clients.
- Identified potential sources of additional compensation beyond what was provided by the insurer.
- Analyzed financial documents such as receipts, invoices, bills of sale to verify amounts claimed by clients.
- Investigated insurance policy provisions and coverage limits to determine the scope of claimable damages.
- Researched applicable laws and regulations governing insurance policies in various jurisdictions.
- Maintained accurate records of all claim activities, including correspondence with insurers, contractors, and other parties involved in the process.
- Filed appeals with insurers when initial claims were denied or underpaid.
- Communicated regularly with clients to keep them informed about progress on their claims.
- Utilized understanding of underwriting guidelines to keep work in line with government regulations and company requirements.
Fire Lieutenant
Fort Belvoir Fire and Emergency Services
06.1988 - 06.2018
- Assign firefighters to jobs at strategic locations to facilitate rescue of persons and maximize application of extinguishing agents
- Provide emergency medical services as required
- Assess nature and extent of fire, condition of building, danger to adjacent buildings, and water supply status to determine crew or company
- Prepare activity reports
Independent Insurance Adjuster
Ryze Claims Solutions
Noblesville, IN
01.2020 - 2022
- Conducted thorough investigations of insurance claims, including interviews with claimants and witnesses.
- Prepared detailed reports summarizing findings from investigations and outlining recommended resolutions.
- Provided guidance on proper claim filing procedures as well as tips for avoiding costly mistakes.
- Investigated fraudulent activity in order to identify suspicious patterns or behaviors among claimants.
Education
Certificate - Liability Claims
Custard Insurance Adjusters
Atlanta, GA05-2019
High School Diploma - General studies and Building trades
Rappahannock County High School
01.1986
Fire science Law - Arson detection and Investigation
Germanna Community College
01.1986
Fire Science - Emergency Medicine, HAZMAT, Building construction, Plans review, Fire inspector
Northern Virginia community College
Skills
- ENGLISH LANGUAGE
- CRITICAL THINKING
- ACTIVE LISTENING
- NEGOTIATION
- ACTIVE LEARNING
- JUDGMENT AND DECISION MAKING
- COMPLEX PROBLEM SOLVNG COORDINATION
- TROUBLE SHOOTING
- TIME MANAGEMENT
- SERVICE ORENTATION
- BUILDING AND CONSTRUCTION
Timeline
Loss Adjuster Trainee
USDA Forest Service
09.2023 - Current
Public Adjuster
Boston Adjusters L.L.C.
01.2023 - 08.2024
Independent Insurance Adjuster
Sedgwick Claims Management
01.2020 - Current
Independent Insurance Adjuster
Ryze Claims Solutions
01.2020 - 2022
All Lines Adjuster
Sedgwick Claims Management
01.2019 - Current
All Lines Adjuster
Custard Insurance Adjusters
06.2018 - Current
Fire Lieutenant
Fort Belvoir Fire and Emergency Services
06.1988 - 06.2018
Certificate - Liability Claims
Custard Insurance Adjusters
High School Diploma - General studies and Building trades
Rappahannock County High School
Fire science Law - Arson detection and Investigation
Germanna Community College
Fire Science - Emergency Medicine, HAZMAT, Building construction, Plans review, Fire inspector
Northern Virginia community College
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