David Cutler
Business Analyst Consultant
Coaldale,Pennsylvania
Summary
Results-driven Business Analyst Consultant with multiple years of experience analyzing business processes, identifying opportunities for improvement, and implementing strategic solutions to drive business growth. Proficient in various analytical tools and methodologies, skilled in data interpretation and visualization. Demonstrated track record of delivering actionable insights to stakeholders, optimizing operational efficiency, and enhancing overall business performance. Adept at collaborating with cross-functional teams and leading successful project implementations. Seeking to leverage expertise in business analysis to drive innovation and drive profitability for clients.
Overview
38
38
years of professional experience
Work History
Underwriting Process Design Consultant
The Guardian Life Insurance Company of America
11.1985 - 09.2023
- Held numerous positions within the organization during my 38 year tenure including but not limited to:
- Conducted process analyses to identify areas for improvement, leading to the development of new underwriting guidelines that improved decision-making and risk assessment
- Collaborated with cross-functional teams to integrate automation and technology solutions into underwriting processes
- Created training materials and conducted workshops to educate underwriters on updated processes and best practices, resulting in improved consistency and adherence to underwriting standards
- Led projects to standardize underwriting processes across multiple product lines, resulting in improved underwriting quality and consistency across the organization
- Coordinated $40M+ annual Underwriting budget with Corporate Finance Department
- Developed Underwriting Capacity models used in Workforce planning and Staffing requisitions as needed
- Led several Vendor procurements for Underwriting beginning with RFP process up to and thru implementation
- Partnered with Corporate Compliance to establish Underwriting Policy and procedures ensuring adherence to Federal and State compliance requirements
- Conducted analysis of underwriting data and trends to identify opportunities for process improvement and increased profitability
- Developed and implemented innovative underwriting policies and procedures to improve efficiency and accuracy of risk assessment
- Collaborated with cross-functional teams to optimize underwriting workflows and ensure compliance with industry regulations
- Created training programs and materials to educate underwriters on new processes and technologies
- Leveraged technology tools and automation to streamline underwriting processes and reduce manual tasks
Education
Bachelor of Science - Quantitative Business Analysis
The Pennsylvania State University
University Park, PA05.1985
Skills
- Skilled in Microsoft Office applications
- Proficient in Tableau
- Strong analytical skills
- Process improvement expertise
- Strong organizational skills
- Customer requirement assessment
Timeline
Underwriting Process Design Consultant
The Guardian Life Insurance Company of America
11.1985 - 09.2023
Bachelor of Science - Quantitative Business Analysis
The Pennsylvania State University
Similar Profiles
Gulshan GoyalGulshan Goyal
Lead Engineer at Guardian Life Insurance Company of America (A Fortune 250 Company)Lead Engineer at Guardian Life Insurance Company of America (A Fortune 250 Company)
Roland FreimuthRoland Freimuth
Director/Head of Payroll Services at Guardian Life Insurance Company of AmericaDirector/Head of Payroll Services at Guardian Life Insurance Company of America
Jessica KapinasJessica Kapinas
Manager, Enterprise Customer Service at Guardian Life Insurance Company of AmericaManager, Enterprise Customer Service at Guardian Life Insurance Company of America
Maryann ZaunerMaryann Zauner
Client Manager at The Guardian Life Insurance Company of AmericaClient Manager at The Guardian Life Insurance Company of America
Carter BezooyenCarter Bezooyen
Helper at Glad Man 2.0Helper at Glad Man 2.0