Summary
Overview
Work History
Skills
Certification
Timeline
FHA , VA, and Conventional Mortgage Underwriter

David Forman

Nationwide Mortgage Bankers
Huntington Station,NY
1
Certification
11
years of professional experience

Experienced mortgage underwriter with 20+ years in FHA, VA, Conventional, SONYMA, and renovation lending. Strong background in fraud detection, compliance, and quality control audits, with proven leadership in guiding teams and improving loan accuracy.

Work History

FHA , VA, and Conventional Mortgage Underwriter

4 Years 3 Months
Nationwide Mortgage Bankers | 08.2022 - 11.2026
  • Worked directly with Senior Management and all levels of Underwriting, Sales, Processing and Compliance staff to ensure optimum levels of service & quality.
  • VA SAR responsible for review of all VA appraisals and issuance of NOVs company wide.
  • Familiarity with numerous investor product offerings / overlays in addition to all FHA, VA and agency guidelines, SONYMA programs and renovation loans (FHA 203k, FNMA Homestyle).

FHA DE, VA and Conventional Mortgage Underwriter

6 Years 5 Months
InterContinental Capital Group | 03.2016 - 08.2022
  • Underwriting Team Lead responsible for Scenario Help Desk and Income Help Desk to ensure accurate loan submissions for quick closings.
  • Trained over 50 new FHA & Conventional Underwriters.
  • Performed pre-closing quality control reviews to ensure no post-closing issues.

Skills

Over 20 years underwriting experience (FHA
VA
SONYMA
Jumbo products and Renovation Loans). FHA CHUMS #EF03
VA Underwriter / SAR #019958.
Well versed in fraud detection and prevention.
Pre and post closing quality control audits.
Training new Underwriters.
Public speaking & volunteer work; assisted in planning and producing a community outreach program designed to promote financial literacy in underserved communities.
Courtroom and legal experience answering regulatory inquiries and appearing as an expert witness.
VA SAR Certified.

Certification

FHA DE, VA certified, VA SAR.

Timeline

FHA , VA, and Conventional Mortgage Underwriter

Nationwide Mortgage Bankers
08.2022 - 11.2026Read More

FHA DE, VA and Conventional Mortgage Underwriter

InterContinental Capital Group
03.2016 - 08.2022Read More
David Forman