Summary
Overview
Work History
Skills
References
Timeline
Generic

David Hirmaz

Shelby,MI

Summary

Dynamic, result-oriented, and driven professional with extensive experience that cut across financial services, customer service, business development, sales, and account management. Trusted visionary and strategic planner with exceptional skills in reviewing the portfolio of clients to recommend appropriate financial solutions under the client's short and long-term financial objectives to foster customer loyalty and retention. Takes a consultative approach to understanding client's financial needs, helping with business loan process, and preparing finance documents. Adept in implementing appropriate financial solutions, building a book of business, and managing accounts. Proven skills in integrating sales initiatives, engaging in product marketing, meeting sales goals and targets, and maintaining customer base. Developing and executing business strategies that established sales goals; building relationships, cultivating partnerships, and retaining top accounts. Possess strong work ethic, communication, analytical, customer service skills

Overview

8
8
years of professional experience

Work History

Direct Funding Advisor

Greenbox Capital
08.2024 - Current
  • Developed and maintained relationships with funding sources to ensure timely access to capital.
  • Analyzed potential investments and provided advice on long-term financing strategies.
  • Conducted financial due diligence for investment opportunities and prepared detailed reports for management review.
  • Built relationships with new clients, providing financing to business owners and evaluating financial needs.

National Pricing Manager

Bankers Healthcare Group
02.2023 - 01.2024
  • Experience in developing and implementing pricing strategies that drive revenue and profitability.
  • Responsible for building relationships with new clients, providing financing to business owners, understanding, and evaluating financial needs.
  • Help clients with the business loan process from start to finish.
  • Give insight and keep customers abreast of the different types of loans, credit options, and financial services that are available, and the terms that qualify them for such loans.
  • Participate in all aspects of creating, implementing, and reviewing clients' financial plans that incorporate strategies designed to help with their long-term goals.
  • Experience in designing and delivering training programs for new employees, including onboarding, product training, and pricing strategy training.
  • Record of effectively mentoring and coaching new employees to help them succeed in their roles
  • Knowledge of regulatory requirements and compliance related to pricing
  • Developed pricing models and strategies to optimize profitability.
  • Created cost-benefit analysis reports to identify areas of improvement in the pricing process.

Senior Business Advisor

Rapid Finance
07.2018 - 02.2023
  • Responsible for building relationships with new clients, providing financing to business owners, understanding and evaluating financial needs.
  • Help clients with the business loan process from start to finish
  • Give insight and keep customers abreast of the different types of loans, credit options, and financial services that are available, and the terms that qualify them for such loans.
  • Monitor the financial performance of clients to ensure appropriate risk rating and covenant compliance with government agencies.
  • Participate in all aspects of creating, implementing, and reviewing clients' financial plans that incorporate strategies designed to help with their long-term goals
  • Conducted detailed analysis of financial and operational performance, identified areas for improvement, and developed strategies to increase profitability.
  • Provided advice and guidance to business owners on best practices in managing their operations.
  • Developed marketing plans to help clients identify target markets, differentiate products and services, and develop competitive advantages.

Quicken loans
02.2018 - 07.2018
  • Banker training and worked on the Foundation to help connect clients with mortgage bankers
  • Gave insight and kept customers abreast on the different types of loans, credit options, and financial services that are available and the terms that make them qualify for such loans
  • Reviewed all loans applications from clients and gather all financial and credit histories of such clients which helps in assessing applicants' capacity to repay loans

Director of transportation

Mike Pirrone Produce
03.2017 - 01.2018
  • Responsible for organizing all deliveries, managing driver schedules and paychecks, setting up all new transportation companies for the business.
  • Provided exceptional service to drive customer interest and fostered a large customer base.
  • Developed and implemented cost-effective transportation solutions to reduce costs and improve efficiency.
  • Created detailed reports on fleet performance, fuel consumption, maintenance costs, and other related topics.
  • Oversaw the scheduling of vehicles and drivers to ensure timely delivery of goods.

Skills

  • Financial Analysis Expertise
  • Client Relationship Management
  • Account generation
  • Comprehensive Product Expertise
  • Loan Processing Expertise
  • Customer Relations
  • Advanced Problem Solving
  • Sales Initiatives
  • Book of Business
  • Sales prospecting
  • Product Marketing
  • Mortgage banking
  • Organized
  • Team Leadership
  • Strategic Planning
  • Problem solving
  • Effective Communication

References

Available upon request.

Timeline

Direct Funding Advisor

Greenbox Capital
08.2024 - Current

National Pricing Manager

Bankers Healthcare Group
02.2023 - 01.2024

Senior Business Advisor

Rapid Finance
07.2018 - 02.2023

Quicken loans
02.2018 - 07.2018

Director of transportation

Mike Pirrone Produce
03.2017 - 01.2018
David Hirmaz